YEARLY HIGH
5.2111 HRK
YEARLY LOW
4.7013 HRK
YEARLY AVERAGE
4.9304 HRK

2020 CAD to HRK Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the CAD to HRK exchange rate experienced significant fluctuation. The market reached its absolute peak on February 19, valuing the pair at 5.2111. Conversely, the yearly low was recorded on July 30, dropping to 4.7013.

This high-to-low spread represents a total annual volatility of 0.5098 HRK. From a start-to-finish perspective, comparing the January average rate of 5.1260 to the December average rate of 4.8370, the exchange rate registered a net change of -5.64% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2020 high of 5.2111 was up 1.21% compared to the 2019 peak of 5.1488, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 CAD based on timing:

Yearly Peak High 26,055 HRK
2019 Average 24,974 HRK
Yearly Trough Low 23,506 HRK
Transaction Impact: A difference of 2,549.07 HRK purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

5.1754
4.7585
JanuMarcMayJulySeptNove

CAD to HRK Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 5.0122, compared to 4.8486 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.1635 points.

H1 Avg (Jan–Jun) 5.0122
H2 Avg (Jul–Dec) 4.8486

Volatility Range Comparison

Volatility

The most volatile month in 2020 was July, with a trading range of 0.2579 HRK (High: 4.9592 / Low: 4.7013). On the other end, November was the most stable month, with a tight range of 0.0582 HRK (High: 4.9191 / Low: 4.8609).

July Spread (Volatile) ±0.2579
November Spread (Stable) ±0.0582

Growth Streaks & Declines

Trends

Between August and November, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 0.2281 points.

Longest Streak 3 Mo.
Sharpest MoM Drop -0.2281

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (February 2020: 5.1407) against the same month in 2019 (average: 4.9485), the exchange rate shifted by +0.1922 (+3.88%).

2020 Avg (February) 5.1407
2019 Avg (February) 4.9485

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 5.1469 5.0689 5.1260
February 5.2111 5.0580 5.1407
March 5.0419 4.7960 4.9126
April 5.0161 4.9124 4.9708
May 5.0137 4.8511 4.9616
June 5.0222 4.9170 4.9613
July 4.9592 4.7013 4.8647
August 4.8527 4.7095 4.7933
September 4.8765 4.8020 4.8418
October 4.9103 4.8406 4.8732
November 4.9191 4.8609 4.8819
December 4.8817 4.7963 4.8370