YEARLY HIGH
5.1488 HRK
YEARLY LOW
4.7427 HRK
YEARLY AVERAGE
4.9947 HRK

2019 CAD to HRK Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2019

During 2019, the CAD to HRK exchange rate experienced significant fluctuation. The market reached its absolute peak on October 25, valuing the pair at 5.1488. Conversely, the yearly low was recorded on January 1, dropping to 4.7427.

This high-to-low spread represents a total annual volatility of 0.4060 HRK. From a start-to-finish perspective, comparing the January average rate of 4.8912 to the December average rate of 5.0859, the exchange rate registered a net change of 3.98% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2019 high of 5.1488 was up 2.48% compared to the 2018 peak of 5.0243, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 CAD based on timing:

Yearly Peak High 25,744 HRK
2018 Average 24,245 HRK
Yearly Trough Low 23,714 HRK
Transaction Impact: A difference of 2,030.05 HRK purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2019.

5.1189
4.8705
JanuMarcMayJulySeptNove

CAD to HRK Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 4.9261, compared to 5.0633 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.1372 points.

H1 Avg (Jan–Jun) 4.9261
H2 Avg (Jul–Dec) 5.0633

Volatility Range Comparison

Volatility

The most volatile month in 2019 was January, with a trading range of 0.1976 HRK (High: 4.9404 / Low: 4.7427). On the other end, April was the most stable month, with a tight range of 0.0557 HRK (High: 4.9782 / Low: 4.9225).

January Spread (Volatile) ±0.1976
April Spread (Stable) ±0.0557

Growth Streaks & Declines

Trends

Between May and July, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 0.0337 points.

Longest Streak 2 Mo.
Sharpest MoM Drop -0.0337

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (October 2019: 5.0982) against the same month in 2018 (average: 4.9608), the exchange rate shifted by +0.1374 (+2.77%).

2019 Avg (October) 5.0982
2018 Avg (October) 4.9608

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 4.9404 4.7427 4.8912
February 4.9862 4.9074 4.9485
March 4.9655 4.8762 4.9148
April 4.9782 4.9225 4.9432
May 4.9639 4.8933 4.9262
June 4.9708 4.8976 4.9324
July 5.0538 4.9895 5.0309
August 5.0495 4.9476 5.0044
September 5.1343 5.0249 5.0756
October 5.1488 5.0652 5.0982
November 5.1111 5.0484 5.0847
December 5.1220 5.0469 5.0859