2020 CAD to NZD Historical Review

YEARLY HIGH

1.2288 NZD

YEARLY LOW

1.0870 NZD

YEARLY AVERAGE

1.1484 NZD

2020 CAD to NZD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the CAD to NZD exchange rate experienced significant fluctuation. The market reached its absolute peak on March 22, valuing the pair at 1.2288. Conversely, the yearly low was recorded on December 30, dropping to 1.0870.

This high-to-low spread represents a total annual volatility of 0.1418 NZD. From a start-to-finish perspective, comparing the January average rate of 1.1564 to the December average rate of 1.1002, the exchange rate registered a net change of -4.86% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2020 high of 1.2288 was up 1.41% compared to the 2019 peak of 1.2118, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 CAD based on timing:

Yearly Peak High 6,144 NZD

2019 Average 5,722 NZD

Yearly Trough Low 5,435 NZD

Transaction Impact: A difference of 709.07 NZD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

1.1970

1.0915

JanuMarcMayJulySeptNove

CAD to NZD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 1.1709, compared to 1.1260 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0449 points.

H1 Avg (Jan–Jun) 1.1709

H2 Avg (Jul–Dec) 1.1260

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 0.0738 NZD (High: 1.2288 / Low: 1.1550). On the other end, July was the most stable month, with a tight range of 0.0221 NZD (High: 1.1355 / Low: 1.1134).

March Spread (Volatile) ±0.0738

July Spread (Stable) ±0.0221

Growth Streaks & Declines

Trends

Between January and March, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between May and June, when the average rate fell by 0.0299 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -0.0299

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (March 2020: 1.1882) against the same month in 2019 (average: 1.0947), the exchange rate shifted by +0.0935 (+8.54%).

2020 Avg (March) 1.1882

2019 Avg (March) 1.0947

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	1.1687	1.1441	1.1564
February	1.1948	1.1595	1.1781
March	1.2288	1.1550	1.1882
April	1.2005	1.1712	1.1841
May	1.1955	1.1558	1.1742
June	1.1720	1.1359	1.1443
July	1.1355	1.1134	1.1237
August	1.1606	1.1234	1.1436
September	1.1439	1.1198	1.1349
October	1.1583	1.1299	1.1405
November	1.1406	1.0948	1.1129
December	1.1113	1.0870	1.1002