2026 CAD to NZD Historical Review

YEARLY HIGH

1.2661 NZD

YEARLY LOW

1.2101 NZD

YEARLY AVERAGE

1.2340 NZD

2026 CAD to NZD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2026

During 2026, the CAD to NZD exchange rate experienced significant fluctuation. The market reached its absolute peak on January 1, valuing the pair at 1.2661. Conversely, the yearly low was recorded on May 31, dropping to 1.2101.

This high-to-low spread represents a total annual volatility of 0.0560 NZD. From a start-to-finish perspective, comparing the January average rate of 1.2426 to the December average rate of 1.2289, the exchange rate registered a net change of -1.10% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2026 high of 1.2661 was down 0.40% compared to the 2025 peak of 1.2712, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 CAD based on timing:

Yearly Peak High 6,331 NZD

2025 Average 6,151 NZD

Yearly Trough Low 6,050 NZD

Transaction Impact: A difference of 280.15 NZD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2026.

1.2503

1.2165

JanuFebrMarcApriMayJune

CAD to NZD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 1.2340, compared to 0.0000 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 1.2340 points.

H1 Avg (Jan–Jun) 1.2340

H2 Avg (Jul–Dec) 0.0000

Volatility Range Comparison

Volatility

The most volatile month in 2026 was January, with a trading range of 0.0482 NZD (High: 1.2661 / Low: 1.2180). On the other end, February was the most stable month, with a tight range of 0.0158 NZD (High: 1.2282 / Low: 1.2124).

January Spread (Volatile) ±0.0482

February Spread (Stable) ±0.0158

Growth Streaks & Declines

Trends

No sustained consecutive month-over-month growth streak of 2+ months occurred in 2026. Conversely, the sharpest month-over-month decline occurred between January and February, when the average rate fell by 0.0233 points.

Longest Streak 1 Mo.

Sharpest MoM Drop -0.0233

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2026: 1.2426) against the same month in 2025 (average: 1.2340), the exchange rate shifted by +0.0086 (+0.70%).

2026 Avg (January) 1.2426

2025 Avg (January) 1.2340

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	1.2661	1.2180	1.2426
February	1.2282	1.2124	1.2193
March	1.2583	1.2281	1.2475
April	1.2610	1.2306	1.2439
May	1.2470	1.2101	1.2218
June	1.2389	1.2133	1.2289