2025 CAD to NZD Historical Review

YEARLY HIGH

1.2712 NZD

YEARLY LOW

1.1997 NZD

YEARLY AVERAGE

1.2302 NZD

2025 CAD to NZD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2025

During 2025, the CAD to NZD exchange rate experienced significant fluctuation. The market reached its absolute peak on April 8, valuing the pair at 1.2712. Conversely, the yearly low was recorded on March 19, dropping to 1.1997.

This high-to-low spread represents a total annual volatility of 0.0715 NZD. From a start-to-finish perspective, comparing the January average rate of 1.2340 to the December average rate of 1.2531, the exchange rate registered a net change of 1.54% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2025 high of 1.2712 was up 2.33% compared to the 2024 peak of 1.2422, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 CAD based on timing:

Yearly Peak High 6,356 NZD

2024 Average 6,034 NZD

Yearly Trough Low 5,998 NZD

Transaction Impact: A difference of 357.71 NZD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2025.

1.2617

1.2087

JanuMarcMayJulySeptNove

CAD to NZD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 1.2228, compared to 1.2376 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0147 points.

H1 Avg (Jan–Jun) 1.2228

H2 Avg (Jul–Dec) 1.2376

Volatility Range Comparison

Volatility

The most volatile month in 2025 was April, with a trading range of 0.0665 NZD (High: 1.2712 / Low: 1.2047). On the other end, May was the most stable month, with a tight range of 0.0161 NZD (High: 1.2235 / Low: 1.2074).

April Spread (Volatile) ±0.0665

May Spread (Stable) ±0.0161

Growth Streaks & Declines

Trends

Between June and November, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 5 straight months. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 0.0133 points.

Longest Streak 5 Mo.

Sharpest MoM Drop -0.0133

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (April 2025: 1.2272) against the same month in 2024 (average: 1.2279), the exchange rate shifted by -0.0006 (-0.05%).

2025 Avg (April) 1.2272

2024 Avg (April) 1.2279

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	1.2469	1.2197	1.2340
February	1.2405	1.2202	1.2302
March	1.2357	1.1997	1.2168
April	1.2712	1.2047	1.2272
May	1.2235	1.2074	1.2156
June	1.2227	1.2041	1.2131
July	1.2288	1.2015	1.2177
August	1.2381	1.2159	1.2273
September	1.2447	1.2093	1.2293
October	1.2475	1.2276	1.2406
November	1.2694	1.2445	1.2573
December	1.2664	1.2414	1.2531