YEARLY HIGH
1.3028 NZD
YEARLY LOW
1.1359 NZD
YEARLY AVERAGE
1.2110 NZD

2022 CAD to NZD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2022

During 2022, the CAD to NZD exchange rate experienced significant fluctuation. The market reached its absolute peak on October 10, valuing the pair at 1.3028. Conversely, the yearly low was recorded on December 10, dropping to 1.1359.

This high-to-low spread represents a total annual volatility of 0.1669 NZD. From a start-to-finish perspective, comparing the January average rate of 1.1750 to the December average rate of 1.1568, the exchange rate registered a net change of -1.56% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2022 high of 1.3028 was up 11.81% compared to the 2021 peak of 1.1652, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 CAD based on timing:

Yearly Peak High 6,514 NZD
2021 Average 5,642 NZD
Yearly Trough Low 5,680 NZD
Transaction Impact: A difference of 834.65 NZD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2022.

1.2962
1.1369
JanuMarcMayJulySeptNove

CAD to NZD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 1.1864, compared to 1.2356 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0492 points.

H1 Avg (Jan–Jun) 1.1864
H2 Avg (Jul–Dec) 1.2356

Volatility Range Comparison

Volatility

The most volatile month in 2022 was November, with a trading range of 0.0808 NZD (High: 1.2615 / Low: 1.1807). On the other end, July was the most stable month, with a tight range of 0.0215 NZD (High: 1.2594 / Low: 1.2379).

November Spread (Volatile) ±0.0808
July Spread (Stable) ±0.0215

Growth Streaks & Declines

Trends

Between March and July, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between November and December, when the average rate fell by 0.0685 points.

Longest Streak 4 Mo.
Sharpest MoM Drop -0.0685

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (October 2022: 1.2829) against the same month in 2021 (average: 1.1392), the exchange rate shifted by +0.1437 (+12.62%).

2022 Avg (October) 1.2829
2021 Avg (October) 1.1392

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 1.1968 1.1540 1.1750
February 1.1922 1.1597 1.1773
March 1.1659 1.1402 1.1502
April 1.2045 1.1516 1.1728
May 1.2331 1.1987 1.2153
June 1.2472 1.2125 1.2279
July 1.2594 1.2379 1.2467
August 1.2533 1.2126 1.2369
September 1.2941 1.2466 1.2652
October 1.3028 1.2616 1.2829
November 1.2615 1.1807 1.2253
December 1.1786 1.1359 1.1568