YEARLY HIGH
0.0989 PKR
YEARLY LOW
0.0843 PKR
YEARLY AVERAGE
0.0908 PKR

2019 CDF to PKR Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2019

During 2019, the CDF to PKR exchange rate experienced significant fluctuation. The market reached its absolute peak on June 30, valuing the pair at 0.0989. Conversely, the yearly low was recorded on February 5, dropping to 0.0843.

This high-to-low spread represents a total annual volatility of 0.0146 PKR. From a start-to-finish perspective, comparing the January average rate of 0.0853 to the December average rate of 0.0923, the exchange rate registered a net change of 8.21% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2019 high of 0.0989 was up 14.06% compared to the 2018 peak of 0.0867, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 CDF based on timing:

Yearly Peak High 494 PKR
2018 Average 375 PKR
Yearly Trough Low 421 PKR
Transaction Impact: A difference of 73.05 PKR purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2019.

0.0973
0.0839
JanuMarcMayJulySeptNove

CDF to PKR Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0873, compared to 0.0944 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0071 points.

H1 Avg (Jan–Jun) 0.0873
H2 Avg (Jul–Dec) 0.0944

Volatility Range Comparison

Volatility

The most volatile month in 2019 was June, with a trading range of 0.0101 PKR (High: 0.0989 / Low: 0.0888). On the other end, November was the most stable month, with a tight range of 0.0007 PKR (High: 0.0938 / Low: 0.0931).

June Spread (Volatile) ±0.0101
November Spread (Stable) ±0.0007

Growth Streaks & Declines

Trends

Between February and August, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 6 straight months. Conversely, the sharpest month-over-month decline occurred between August and September, when the average rate fell by 0.0020 points.

Longest Streak 6 Mo.
Sharpest MoM Drop -0.0020

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (June 2019: 0.0930) against the same month in 2018 (average: 0.0736), the exchange rate shifted by +0.0195 (+26.47%).

2019 Avg (June) 0.0930
2018 Avg (June) 0.0736

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 0.0860 0.0849 0.0853
February 0.0857 0.0843 0.0851
March 0.0861 0.0849 0.0854
April 0.0869 0.0855 0.0864
May 0.0923 0.0862 0.0884
June 0.0989 0.0888 0.0930
July 0.0979 0.0944 0.0960
August 0.0971 0.0949 0.0961
September 0.0945 0.0936 0.0941
October 0.0944 0.0935 0.0940
November 0.0938 0.0931 0.0935
December 0.0933 0.0918 0.0923