2020 CDF to PKR Historical Review

YEARLY HIGH

0.1077 PKR

YEARLY LOW

0.0804 PKR

YEARLY AVERAGE

0.0877 PKR

2020 CDF to PKR Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the CDF to PKR exchange rate experienced significant fluctuation. The market reached its absolute peak on December 6, valuing the pair at 0.1077. Conversely, the yearly low was recorded on November 16, dropping to 0.0804.

This high-to-low spread represents a total annual volatility of 0.0273 PKR. From a start-to-finish perspective, comparing the January average rate of 0.0917 to the December average rate of 0.0822, the exchange rate registered a net change of -10.40% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2020 high of 0.1077 was up 8.88% compared to the 2019 peak of 0.0989, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 CDF based on timing:

Yearly Peak High 538 PKR

2019 Average 454 PKR

Yearly Trough Low 402 PKR

Transaction Impact: A difference of 136.47 PKR purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

0.0973

0.0796

JanuMarcMayJulySeptNove

CDF to PKR Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0917, compared to 0.0838 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0079 points.

H1 Avg (Jan–Jun) 0.0917

H2 Avg (Jul–Dec) 0.0838

Volatility Range Comparison

Volatility

The most volatile month in 2020 was December, with a trading range of 0.0266 PKR (High: 0.1077 / Low: 0.0811). On the other end, January was the most stable month, with a tight range of 0.0007 PKR (High: 0.0922 / Low: 0.0914).

December Spread (Volatile) ±0.0266

January Spread (Stable) ±0.0007

Growth Streaks & Declines

Trends

Between February and April, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between April and May, when the average rate fell by 0.0060 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -0.0060

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2020: 0.0822) against the same month in 2019 (average: 0.0923), the exchange rate shifted by -0.0101 (-10.96%).

2020 Avg (December) 0.0822

2019 Avg (December) 0.0923

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.0922	0.0914	0.0917
February	0.0917	0.0910	0.0913
March	0.0971	0.0907	0.0929
April	0.0980	0.0927	0.0958
May	0.0923	0.0882	0.0898
June	0.0906	0.0867	0.0885
July	0.0877	0.0847	0.0859
August	0.0863	0.0844	0.0856
September	0.0849	0.0841	0.0846
October	0.0904	0.0817	0.0835
November	0.0818	0.0804	0.0810
December	0.1077	0.0811	0.0822