2025 CDF to PKR Historical Review

YEARLY HIGH

0.1330 PKR

YEARLY LOW

0.0964 PKR

YEARLY AVERAGE

0.1044 PKR

2025 CDF to PKR Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2025

During 2025, the CDF to PKR exchange rate experienced significant fluctuation. The market reached its absolute peak on November 15, valuing the pair at 0.1330. Conversely, the yearly low was recorded on April 2, dropping to 0.0964.

This high-to-low spread represents a total annual volatility of 0.0367 PKR. From a start-to-finish perspective, comparing the January average rate of 0.0977 to the December average rate of 0.1243, the exchange rate registered a net change of 27.22% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2025 high of 0.1330 was up 26.33% compared to the 2024 peak of 0.1053, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 CDF based on timing:

Yearly Peak High 665 PKR

2024 Average 495 PKR

Yearly Trough Low 482 PKR

Transaction Impact: A difference of 183.28 PKR purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2025.

0.1303

0.0938

JanuMarcMayJulySeptNove

CDF to PKR Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0975, compared to 0.1114 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0139 points.

H1 Avg (Jan–Jun) 0.0975

H2 Avg (Jul–Dec) 0.1114

Volatility Range Comparison

Volatility

The most volatile month in 2025 was October, with a trading range of 0.0243 PKR (High: 0.1318 / Low: 0.1075). On the other end, January was the most stable month, with a tight range of 0.0012 PKR (High: 0.0983 / Low: 0.0972).

October Spread (Volatile) ±0.0243

January Spread (Stable) ±0.0012

Growth Streaks & Declines

Trends

Between April and July, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between November and December, when the average rate fell by 0.0030 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.0030

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (November 2025: 0.1273) against the same month in 2024 (average: 0.0972), the exchange rate shifted by +0.0301 (+31.02%).

2025 Avg (November) 0.1273

2024 Avg (November) 0.0972

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.0983	0.0972	0.0977
February	0.0985	0.0973	0.0976
March	0.1022	0.0972	0.0978
April	0.0977	0.0964	0.0968
May	0.0984	0.0969	0.0972
June	0.0985	0.0971	0.0979
July	0.0987	0.0974	0.0981
August	0.0989	0.0971	0.0978
September	0.1074	0.0975	0.0997
October	0.1318	0.1075	0.1210
November	0.1330	0.1231	0.1273
December	0.1294	0.1222	0.1243