YEARLY HIGH
0.1316 PKR
YEARLY LOW
0.1195 PKR
YEARLY AVERAGE
0.1221 PKR

2026 CDF to PKR Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2026

During 2026, the CDF to PKR exchange rate experienced significant fluctuation. The market reached its absolute peak on February 25, valuing the pair at 0.1316. Conversely, the yearly low was recorded on April 28, dropping to 0.1195.

This high-to-low spread represents a total annual volatility of 0.0121 PKR. From a start-to-finish perspective, comparing the January average rate of 0.1239 to the December average rate of 0.1210, the exchange rate registered a net change of -2.37% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2026 high of 0.1316 was down 1.11% compared to the 2025 peak of 0.1330, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 CDF based on timing:

Yearly Peak High 658 PKR
2025 Average 522 PKR
Yearly Trough Low 597 PKR
Transaction Impact: A difference of 60.29 PKR purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2026.

0.1244
0.1201
JanuMarcMayJuly

CDF to PKR Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.1223, compared to 0.1210 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0014 points.

H1 Avg (Jan–Jun) 0.1223
H2 Avg (Jul–Dec) 0.1210

Volatility Range Comparison

Volatility

The most volatile month in 2026 was February, with a trading range of 0.0106 PKR (High: 0.1316 / Low: 0.1210). On the other end, April was the most stable month, with a tight range of 0.0018 PKR (High: 0.1213 / Low: 0.1195).

February Spread (Volatile) ±0.0106
April Spread (Stable) ±0.0018

Growth Streaks & Declines

Trends

No sustained consecutive month-over-month growth streak of 2+ months occurred in 2026. Conversely, the sharpest month-over-month decline occurred between March and April, when the average rate fell by 0.0024 points.

Longest Streak 1 Mo.
Sharpest MoM Drop -0.0024

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (February 2026: 0.1240) against the same month in 2025 (average: 0.0976), the exchange rate shifted by +0.0265 (+27.12%).

2026 Avg (February) 0.1240
2025 Avg (February) 0.0976

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 0.1300 0.1207 0.1239
February 0.1316 0.1210 0.1240
March 0.1289 0.1204 0.1228
April 0.1213 0.1195 0.1205
May 0.1227 0.1202 0.1219
June 0.1228 0.1198 0.1208
July 0.1232 0.1200 0.1210