2022 CDF to PKR Historical Review

YEARLY HIGH

0.1196 PKR

YEARLY LOW

0.0868 PKR

YEARLY AVERAGE

0.1012 PKR

2022 CDF to PKR Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2022

During 2022, the CDF to PKR exchange rate experienced significant fluctuation. The market reached its absolute peak on July 29, valuing the pair at 0.1196. Conversely, the yearly low was recorded on February 11, dropping to 0.0868.

This high-to-low spread represents a total annual volatility of 0.0328 PKR. From a start-to-finish perspective, comparing the January average rate of 0.0880 to the December average rate of 0.1101, the exchange rate registered a net change of 25.07% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2022 high of 0.1196 was up 33.95% compared to the 2021 peak of 0.0893, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 CDF based on timing:

Yearly Peak High 598 PKR

2021 Average 409 PKR

Yearly Trough Low 434 PKR

Transaction Impact: A difference of 163.90 PKR purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2022.

0.1154

0.0849

JanuMarcMayJulySeptNove

CDF to PKR Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0927, compared to 0.1097 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0171 points.

H1 Avg (Jan–Jun) 0.0927

H2 Avg (Jul–Dec) 0.1097

Volatility Range Comparison

Volatility

The most volatile month in 2022 was July, with a trading range of 0.0172 PKR (High: 0.1196 / Low: 0.1023). On the other end, January was the most stable month, with a tight range of 0.0014 PKR (High: 0.0890 / Low: 0.0876).

July Spread (Volatile) ±0.0172

January Spread (Stable) ±0.0014

Growth Streaks & Declines

Trends

Between February and September, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 7 straight months. Conversely, the sharpest month-over-month decline occurred between September and October, when the average rate fell by 0.0048 points.

Longest Streak 7 Mo.

Sharpest MoM Drop -0.0048

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (July 2022: 0.1090) against the same month in 2021 (average: 0.0803), the exchange rate shifted by +0.0287 (+35.73%).

2022 Avg (July) 0.1090

2021 Avg (July) 0.0803

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.0890	0.0876	0.0880
February	0.0884	0.0868	0.0874
March	0.0910	0.0884	0.0897
April	0.0934	0.0903	0.0920
May	0.1011	0.0920	0.0966
June	0.1059	0.0986	0.1023
July	0.1196	0.1023	0.1090
August	0.1195	0.1064	0.1097
September	0.1182	0.1069	0.1129
October	0.1116	0.1059	0.1080
November	0.1093	0.1077	0.1085
December	0.1116	0.1089	0.1101