2014 DJF to SGD Historical Review

YEARLY HIGH

0.0075 SGD

YEARLY LOW

0.0069 SGD

YEARLY AVERAGE

0.0071 SGD

2014 DJF to SGD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2014

During 2014, the DJF to SGD exchange rate experienced significant fluctuation. The market reached its absolute peak on December 28, valuing the pair at 0.0075. Conversely, the yearly low was recorded on July 28, dropping to 0.0069.

This high-to-low spread represents a total annual volatility of 0.0005 SGD. From a start-to-finish perspective, comparing the January average rate of 0.0071 to the December average rate of 0.0074, the exchange rate registered a net change of 3.28% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2014 high of 0.0075 was up 3.14% compared to the 2013 peak of 0.0072, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 DJF based on timing:

Yearly Peak High 37 SGD

2013 Average 35 SGD

Yearly Trough Low 35 SGD

Transaction Impact: A difference of 2.69 SGD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2014.

0.0074

0.0069

JanuMarcMayJulySeptNove

DJF to SGD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0071, compared to 0.0071 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0001 points.

H1 Avg (Jan–Jun) 0.0071

H2 Avg (Jul–Dec) 0.0071

Volatility Range Comparison

Volatility

The most volatile month in 2014 was September, with a trading range of 0.0002 SGD (High: 0.0072 / Low: 0.0070). On the other end, August was the most stable month, with a tight range of 0.0001 SGD (High: 0.0070 / Low: 0.0070).

September Spread (Volatile) ±0.0002

August Spread (Stable) ±0.0001

Growth Streaks & Declines

Trends

Between July and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 5 straight months. Conversely, the sharpest month-over-month decline occurred between March and April, when the average rate fell by 0.0001 points.

Longest Streak 5 Mo.

Sharpest MoM Drop -0.0001

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2014: 0.0074) against the same month in 2013 (average: 0.0071), the exchange rate shifted by +0.0003 (+4.39%).

2014 Avg (December) 0.0074

2013 Avg (December) 0.0071

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.0072	0.0071	0.0071
February	0.0072	0.0071	0.0071
March	0.0072	0.0070	0.0071
April	0.0071	0.0070	0.0070
May	0.0070	0.0070	0.0070
June	0.0070	0.0070	0.0070
July	0.0070	0.0069	0.0070
August	0.0070	0.0070	0.0070
September	0.0072	0.0070	0.0071
October	0.0072	0.0071	0.0071
November	0.0073	0.0072	0.0073
December	0.0075	0.0073	0.0074