2015 DJF to SGD Historical Review

YEARLY HIGH

0.0081 SGD

YEARLY LOW

0.0074 SGD

YEARLY AVERAGE

0.0077 SGD

2015 DJF to SGD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2015

During 2015, the DJF to SGD exchange rate experienced significant fluctuation. The market reached its absolute peak on October 3, valuing the pair at 0.0081. Conversely, the yearly low was recorded on January 1, dropping to 0.0074.

This high-to-low spread represents a total annual volatility of 0.0006 SGD. From a start-to-finish perspective, comparing the January average rate of 0.0075 to the December average rate of 0.0079, the exchange rate registered a net change of 5.45% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2015 high of 0.0081 was up 8.31% compared to the 2014 peak of 0.0075, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 DJF based on timing:

Yearly Peak High 40 SGD

2014 Average 35 SGD

Yearly Trough Low 37 SGD

Transaction Impact: A difference of 3.21 SGD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2015.

0.0080

0.0075

JanuMarcMayJulySeptNove

DJF to SGD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0076, compared to 0.0079 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0003 points.

H1 Avg (Jan–Jun) 0.0076

H2 Avg (Jul–Dec) 0.0079

Volatility Range Comparison

Volatility

The most volatile month in 2015 was October, with a trading range of 0.0003 SGD (High: 0.0081 / Low: 0.0078). On the other end, December was the most stable month, with a tight range of 0.0001 SGD (High: 0.0080 / Low: 0.0079).

October Spread (Volatile) ±0.0003

December Spread (Stable) ±0.0001

Growth Streaks & Declines

Trends

Between May and September, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between March and April, when the average rate fell by 0.0001 points.

Longest Streak 4 Mo.

Sharpest MoM Drop -0.0001

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (October 2015: 0.0079) against the same month in 2014 (average: 0.0071), the exchange rate shifted by +0.0007 (+10.49%).

2015 Avg (October) 0.0079

2014 Avg (October) 0.0071

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.0076	0.0074	0.0075
February	0.0077	0.0075	0.0076
March	0.0078	0.0076	0.0077
April	0.0077	0.0074	0.0076
May	0.0076	0.0074	0.0075
June	0.0077	0.0075	0.0076
July	0.0077	0.0076	0.0077
August	0.0079	0.0077	0.0079
September	0.0081	0.0079	0.0080
October	0.0081	0.0078	0.0079
November	0.0080	0.0079	0.0080
December	0.0080	0.0079	0.0079