2021 DJF to SGD Historical Review

YEARLY HIGH

0.0077 SGD

YEARLY LOW

0.0074 SGD

YEARLY AVERAGE

0.0075 SGD

2021 DJF to SGD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the DJF to SGD exchange rate experienced significant fluctuation. The market reached its absolute peak on December 4, valuing the pair at 0.0077. Conversely, the yearly low was recorded on January 3, dropping to 0.0074.

This high-to-low spread represents a total annual volatility of 0.0003 SGD. From a start-to-finish perspective, comparing the January average rate of 0.0074 to the December average rate of 0.0077, the exchange rate registered a net change of 2.88% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2021 high of 0.0077 was down 5.75% compared to the 2020 peak of 0.0082, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 DJF based on timing:

Yearly Peak High 39 SGD

2020 Average 39 SGD

Yearly Trough Low 37 SGD

Transaction Impact: A difference of 1.66 SGD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

0.0077

0.0074

JanuMarcMayJulySeptNove

DJF to SGD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0075, compared to 0.0076 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0001 points.

H1 Avg (Jan–Jun) 0.0075

H2 Avg (Jul–Dec) 0.0076

Volatility Range Comparison

Volatility

The most volatile month in 2021 was April, with a trading range of 0.0001 SGD (High: 0.0076 / Low: 0.0074). On the other end, May was the most stable month, with a tight range of 0.0001 SGD (High: 0.0075 / Low: 0.0074).

April Spread (Volatile) ±0.0001

May Spread (Stable) ±0.0001

Growth Streaks & Declines

Trends

Between September and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between March and April, when the average rate fell by 0.0000 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.0000

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2021: 0.0077) against the same month in 2020 (average: 0.0075), the exchange rate shifted by +0.0002 (+2.34%).

2021 Avg (December) 0.0077

2020 Avg (December) 0.0075

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.0075	0.0074	0.0074
February	0.0075	0.0074	0.0075
March	0.0076	0.0075	0.0075
April	0.0076	0.0074	0.0075
May	0.0075	0.0074	0.0075
June	0.0076	0.0074	0.0075
July	0.0077	0.0076	0.0076
August	0.0077	0.0076	0.0076
September	0.0076	0.0075	0.0076
October	0.0076	0.0075	0.0076
November	0.0077	0.0076	0.0076
December	0.0077	0.0076	0.0077