2025 DJF to SGD Historical Review

YEARLY HIGH

0.0077 SGD

YEARLY LOW

0.0071 SGD

YEARLY AVERAGE

0.0073 SGD

2025 DJF to SGD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2025

During 2025, the DJF to SGD exchange rate experienced significant fluctuation. The market reached its absolute peak on January 18, valuing the pair at 0.0077. Conversely, the yearly low was recorded on June 30, dropping to 0.0071.

This high-to-low spread represents a total annual volatility of 0.0006 SGD. From a start-to-finish perspective, comparing the January average rate of 0.0077 to the December average rate of 0.0073, the exchange rate registered a net change of -5.23% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2025 high of 0.0077 was up 0.31% compared to the 2024 peak of 0.0077, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 DJF based on timing:

Yearly Peak High 39 SGD

2024 Average 38 SGD

Yearly Trough Low 36 SGD

Transaction Impact: A difference of 2.82 SGD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2025.

0.0077

0.0072

JanuMarcMayJulySeptNove

DJF to SGD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0074, compared to 0.0073 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0002 points.

H1 Avg (Jan–Jun) 0.0074

H2 Avg (Jul–Dec) 0.0073

Volatility Range Comparison

Volatility

The most volatile month in 2025 was April, with a trading range of 0.0002 SGD (High: 0.0076 / Low: 0.0073). On the other end, December was the most stable month, with a tight range of 0.0001 SGD (High: 0.0073 / Low: 0.0072).

April Spread (Volatile) ±0.0002

December Spread (Stable) ±0.0001

Growth Streaks & Declines

Trends

Between September and November, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between April and May, when the average rate fell by 0.0002 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -0.0002

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2025: 0.0077) against the same month in 2024 (average: 0.0075), the exchange rate shifted by +0.0001 (+2.00%).

2025 Avg (January) 0.0077

2024 Avg (January) 0.0075

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.0077	0.0076	0.0077
February	0.0077	0.0075	0.0076
March	0.0076	0.0075	0.0075
April	0.0076	0.0073	0.0074
May	0.0073	0.0072	0.0073
June	0.0073	0.0071	0.0072
July	0.0073	0.0072	0.0072
August	0.0073	0.0072	0.0072
September	0.0073	0.0072	0.0072
October	0.0073	0.0072	0.0073
November	0.0074	0.0073	0.0073
December	0.0073	0.0072	0.0073