2016 DJF to SGD Historical Review

YEARLY HIGH

0.0082 SGD

YEARLY LOW

0.0075 SGD

YEARLY AVERAGE

0.0078 SGD

2016 DJF to SGD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2016

During 2016, the DJF to SGD exchange rate experienced significant fluctuation. The market reached its absolute peak on December 28, valuing the pair at 0.0082. Conversely, the yearly low was recorded on June 22, dropping to 0.0075.

This high-to-low spread represents a total annual volatility of 0.0006 SGD. From a start-to-finish perspective, comparing the January average rate of 0.0081 to the December average rate of 0.0080, the exchange rate registered a net change of -0.10% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2016 high of 0.0082 was up 1.02% compared to the 2015 peak of 0.0081, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 DJF based on timing:

Yearly Peak High 41 SGD

2015 Average 39 SGD

Yearly Trough Low 38 SGD

Transaction Impact: A difference of 3.14 SGD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2016.

0.0081

0.0076

JanuMarcMayJulySeptNove

DJF to SGD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0078, compared to 0.0078 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0000 points.

H1 Avg (Jan–Jun) 0.0078

H2 Avg (Jul–Dec) 0.0078

Volatility Range Comparison

Volatility

The most volatile month in 2016 was March, with a trading range of 0.0003 SGD (High: 0.0079 / Low: 0.0076). On the other end, April was the most stable month, with a tight range of 0.0001 SGD (High: 0.0077 / Low: 0.0076).

March Spread (Volatile) ±0.0003

April Spread (Stable) ±0.0001

Growth Streaks & Declines

Trends

Between August and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 0.0002 points.

Longest Streak 4 Mo.

Sharpest MoM Drop -0.0002

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2016: 0.0080) against the same month in 2015 (average: 0.0079), the exchange rate shifted by +0.0001 (+1.58%).

2016 Avg (December) 0.0080

2015 Avg (December) 0.0079

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.0081	0.0080	0.0081
February	0.0080	0.0078	0.0079
March	0.0079	0.0076	0.0077
April	0.0077	0.0076	0.0076
May	0.0078	0.0076	0.0077
June	0.0078	0.0075	0.0076
July	0.0077	0.0076	0.0076
August	0.0077	0.0076	0.0076
September	0.0077	0.0076	0.0077
October	0.0079	0.0077	0.0078
November	0.0080	0.0078	0.0079
December	0.0082	0.0080	0.0080