2020 ETB to BIF Historical Review

YEARLY HIGH

59.4912 BIF

YEARLY LOW

49.3515 BIF

YEARLY AVERAGE

54.9672 BIF

2020 ETB to BIF Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the ETB to BIF exchange rate experienced significant fluctuation. The market reached its absolute peak on February 3, valuing the pair at 59.4912. Conversely, the yearly low was recorded on December 31, dropping to 49.3515.

This high-to-low spread represents a total annual volatility of 10.1398 BIF. From a start-to-finish perspective, comparing the January average rate of 58.7898 to the December average rate of 50.1931, the exchange rate registered a net change of -14.62% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2020 high of 59.4912 was down 7.71% compared to the 2019 peak of 64.4642, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 ETB based on timing:

Yearly Peak High 297,456 BIF

2019 Average 315,406 BIF

Yearly Trough Low 246,757 BIF

Transaction Impact: A difference of 50,698.83 BIF purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

59.6859

49.3301

JanuMarcMayJulySeptNove

ETB to BIF Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 57.4737, compared to 52.4606 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 5.0131 points.

H1 Avg (Jan–Jun) 57.4737

H2 Avg (Jul–Dec) 52.4606

Volatility Range Comparison

Volatility

The most volatile month in 2020 was May, with a trading range of 1.7293 BIF (High: 57.2625 / Low: 55.5332). On the other end, January was the most stable month, with a tight range of 0.4027 BIF (High: 58.9745 / Low: 58.5719).

May Spread (Volatile) ±1.7293

January Spread (Stable) ±0.4027

Growth Streaks & Declines

Trends

No sustained consecutive month-over-month growth streak of 2+ months occurred in 2020. Conversely, the sharpest month-over-month decline occurred between August and September, when the average rate fell by 1.2305 points.

Longest Streak 1 Mo.

Sharpest MoM Drop -1.2305

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (February 2020: 58.8230) against the same month in 2019 (average: 63.7026), the exchange rate shifted by -4.8796 (-7.66%).

2020 Avg (February) 58.8230

2019 Avg (February) 63.7026

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	58.9745	58.5719	58.7898
February	59.4912	58.1277	58.8230
March	58.4414	57.2050	58.0088
April	58.3605	56.6786	57.3722
May	57.2625	55.5332	56.4045
June	56.4572	54.7838	55.4440
July	55.1889	54.3385	54.6886
August	55.0964	53.3892	53.9514
September	53.6204	52.4485	52.7210
October	52.5285	50.8472	52.0027
November	52.3067	50.6950	51.2071
December	50.9020	49.3515	50.1931