YEARLY HIGH
49.7842 BIF
YEARLY LOW
8.8267 BIF
YEARLY AVERAGE
45.1643 BIF

2021 ETB to BIF Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the ETB to BIF exchange rate experienced significant fluctuation. The market reached its absolute peak on February 5, valuing the pair at 49.7842. Conversely, the yearly low was recorded on December 27, dropping to 8.8267.

This high-to-low spread represents a total annual volatility of 40.9575 BIF. From a start-to-finish perspective, comparing the January average rate of 49.3897 to the December average rate of 40.0488, the exchange rate registered a net change of -18.91% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2021 high of 49.7842 was down 16.32% compared to the 2020 peak of 59.4912, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 ETB based on timing:

Yearly Peak High 248,921 BIF
2020 Average 274,773 BIF
Yearly Trough Low 44,133 BIF
Transaction Impact: A difference of 204,787.62 BIF purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

50.3238
39.1147
JanuMarcMayJulySeptNove

ETB to BIF Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 47.5414, compared to 42.7872 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 4.7543 points.

H1 Avg (Jan–Jun) 47.5414
H2 Avg (Jul–Dec) 42.7872

Volatility Range Comparison

Volatility

The most volatile month in 2021 was December, with a trading range of 32.8255 BIF (High: 41.6522 / Low: 8.8267). On the other end, January was the most stable month, with a tight range of 0.6476 BIF (High: 49.7462 / Low: 49.0986).

December Spread (Volatile) ±32.8255
January Spread (Stable) ±0.6476

Growth Streaks & Declines

Trends

No sustained consecutive month-over-month growth streak of 2+ months occurred in 2021. Conversely, the sharpest month-over-month decline occurred between November and December, when the average rate fell by 1.9079 points.

Longest Streak 0 Mo.
Sharpest MoM Drop -1.9079

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (February 2021: 48.9713) against the same month in 2020 (average: 58.8230), the exchange rate shifted by -9.8517 (-16.75%).

2021 Avg (February) 48.9713
2020 Avg (February) 58.8230

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 49.7462 49.0986 49.3897
February 49.7842 48.1938 48.9713
March 48.9720 47.1474 48.2927
April 47.6643 46.3564 46.9247
May 46.8162 45.2844 46.1826
June 45.8562 45.1371 45.4875
July 45.3342 44.6650 44.9781
August 44.9449 43.4483 43.9642
September 43.6122 42.7859 43.1728
October 43.2035 42.0539 42.6024
November 42.2857 41.3371 41.9567
December 41.6522 8.8267 40.0488