2013 ETB to HRK Historical Review

YEARLY HIGH

0.3227 HRK

YEARLY LOW

0.2887 HRK

YEARLY AVERAGE

0.3051 HRK

2013 ETB to HRK Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2013

During 2013, the ETB to HRK exchange rate experienced significant fluctuation. The market reached its absolute peak on March 21, valuing the pair at 0.3227. Conversely, the yearly low was recorded on December 29, dropping to 0.2887.

This high-to-low spread represents a total annual volatility of 0.0340 HRK. From a start-to-finish perspective, comparing the January average rate of 0.3113 to the December average rate of 0.2918, the exchange rate registered a net change of -6.26% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2013 high of 0.3227 was down 6.94% compared to the 2012 peak of 0.3468, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 ETB based on timing:

Yearly Peak High 1,613 HRK

2012 Average 1,648 HRK

Yearly Trough Low 1,443 HRK

Transaction Impact: A difference of 169.93 HRK purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2013.

0.3198

0.2892

JanuMarcMayJulySeptNove

ETB to HRK Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.3116, compared to 0.2986 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0130 points.

H1 Avg (Jan–Jun) 0.3116

H2 Avg (Jul–Dec) 0.2986

Volatility Range Comparison

Volatility

The most volatile month in 2013 was June, with a trading range of 0.0136 HRK (High: 0.3123 / Low: 0.2987). On the other end, August was the most stable month, with a tight range of 0.0044 HRK (High: 0.3034 / Low: 0.2990).

June Spread (Volatile) ±0.0136

August Spread (Stable) ±0.0044

Growth Streaks & Declines

Trends

No sustained consecutive month-over-month growth streak of 2+ months occurred in 2013. Conversely, the sharpest month-over-month decline occurred between May and June, when the average rate fell by 0.0090 points.

Longest Streak 1 Mo.

Sharpest MoM Drop -0.0090

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (March 2013: 0.3173) against the same month in 2012 (average: 0.3274), the exchange rate shifted by -0.0101 (-3.08%).

2013 Avg (March) 0.3173

2012 Avg (March) 0.3274

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.3174	0.3053	0.3113
February	0.3146	0.3029	0.3086
March	0.3227	0.3140	0.3173
April	0.3206	0.3123	0.3151
May	0.3165	0.3097	0.3131
June	0.3123	0.2987	0.3041
July	0.3124	0.3008	0.3058
August	0.3034	0.2990	0.3006
September	0.3061	0.2976	0.3014
October	0.2987	0.2912	0.2948
November	0.2995	0.2944	0.2972
December	0.2954	0.2887	0.2918