2026 ETB to HRK Historical Review

YEARLY HIGH

0.0425 HRK

YEARLY LOW

0.0402 HRK

YEARLY AVERAGE

0.0411 HRK

2026 ETB to HRK Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2026

During 2026, the ETB to HRK exchange rate experienced significant fluctuation. The market reached its absolute peak on March 28, valuing the pair at 0.0425. Conversely, the yearly low was recorded on June 4, dropping to 0.0402.

This high-to-low spread represents a total annual volatility of 0.0022 HRK. From a start-to-finish perspective, comparing the January average rate of 0.0413 to the December average rate of 0.0409, the exchange rate registered a net change of -0.80% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2026 high of 0.0425 was down 27.53% compared to the 2025 peak of 0.0586, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 ETB based on timing:

Yearly Peak High 212 HRK

2025 Average 242 HRK

Yearly Trough Low 201 HRK

Transaction Impact: A difference of 11.18 HRK purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2026.

0.0420

0.0404

JanuMarcMayJuly

ETB to HRK Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0412, compared to 0.0410 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0002 points.

H1 Avg (Jan–Jun) 0.0412

H2 Avg (Jul–Dec) 0.0410

Volatility Range Comparison

Volatility

The most volatile month in 2026 was June, with a trading range of 0.0014 HRK (High: 0.0416 / Low: 0.0402). On the other end, August was the most stable month, with a tight range of 0.0001 HRK (High: 0.0410 / Low: 0.0409).

June Spread (Volatile) ±0.0014

August Spread (Stable) ±0.0001

Growth Streaks & Declines

Trends

Between May and July, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between April and May, when the average rate fell by 0.0006 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -0.0006

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (March 2026: 0.0418) against the same month in 2025 (average: 0.0537), the exchange rate shifted by -0.0118 (-22.05%).

2026 Avg (March) 0.0418

2025 Avg (March) 0.0537

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.0417	0.0404	0.0413
February	0.0414	0.0406	0.0410
March	0.0425	0.0412	0.0418
April	0.0420	0.0408	0.0412
May	0.0409	0.0403	0.0406
June	0.0416	0.0402	0.0410
July	0.0414	0.0407	0.0410
August	0.0410	0.0409	0.0409