2019 ETB to HRK Historical Review

YEARLY HIGH

0.2330 HRK

YEARLY LOW

0.2075 HRK

YEARLY AVERAGE

0.2270 HRK

2019 ETB to HRK Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2019

During 2019, the ETB to HRK exchange rate experienced significant fluctuation. The market reached its absolute peak on March 7, valuing the pair at 0.2330. Conversely, the yearly low was recorded on December 31, dropping to 0.2075.

This high-to-low spread represents a total annual volatility of 0.0254 HRK. From a start-to-finish perspective, comparing the January average rate of 0.2294 to the December average rate of 0.2128, the exchange rate registered a net change of -7.24% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2019 high of 0.2330 was down 1.71% compared to the 2018 peak of 0.2370, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 ETB based on timing:

Yearly Peak High 1,165 HRK

2018 Average 1,136 HRK

Yearly Trough Low 1,038 HRK

Transaction Impact: A difference of 127.10 HRK purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2019.

0.2319

0.2110

JanuMarcMayJulySeptNove

ETB to HRK Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.2291, compared to 0.2249 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0042 points.

H1 Avg (Jan–Jun) 0.2291

H2 Avg (Jul–Dec) 0.2249

Volatility Range Comparison

Volatility

The most volatile month in 2019 was December, with a trading range of 0.0136 HRK (High: 0.2211 / Low: 0.2075). On the other end, February was the most stable month, with a tight range of 0.0039 HRK (High: 0.2309 / Low: 0.2270).

December Spread (Volatile) ±0.0136

February Spread (Stable) ±0.0039

Growth Streaks & Declines

Trends

Between June and September, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between November and December, when the average rate fell by 0.0122 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.0122

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (March 2019: 0.2302) against the same month in 2018 (average: 0.2193), the exchange rate shifted by +0.0109 (+4.96%).

2019 Avg (March) 0.2302

2018 Avg (March) 0.2193

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.2328	0.2263	0.2294
February	0.2309	0.2270	0.2294
March	0.2330	0.2283	0.2302
April	0.2322	0.2276	0.2297
May	0.2314	0.2268	0.2295
June	0.2309	0.2235	0.2264
July	0.2310	0.2246	0.2275
August	0.2299	0.2254	0.2278
September	0.2317	0.2272	0.2288
October	0.2323	0.2245	0.2275
November	0.2287	0.2206	0.2250
December	0.2211	0.2075	0.2128