2018 ETB to HRK Historical Review

YEARLY HIGH

0.2370 HRK

YEARLY LOW

0.2155 HRK

YEARLY AVERAGE

0.2271 HRK

2018 ETB to HRK Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2018

During 2018, the ETB to HRK exchange rate experienced significant fluctuation. The market reached its absolute peak on August 14, valuing the pair at 0.2370. Conversely, the yearly low was recorded on February 1, dropping to 0.2155.

This high-to-low spread represents a total annual volatility of 0.0215 HRK. From a start-to-finish perspective, comparing the January average rate of 0.2220 to the December average rate of 0.2308, the exchange rate registered a net change of 3.98% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2018 high of 0.2370 was down 26.61% compared to the 2017 peak of 0.3229, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 ETB based on timing:

Yearly Peak High 1,185 HRK

2017 Average 1,390 HRK

Yearly Trough Low 1,078 HRK

Transaction Impact: A difference of 107.35 HRK purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2018.

0.2349

0.2176

JanuMarcMayJulySeptNove

ETB to HRK Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.2228, compared to 0.2314 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0086 points.

H1 Avg (Jan–Jun) 0.2228

H2 Avg (Jul–Dec) 0.2314

Volatility Range Comparison

Volatility

The most volatile month in 2018 was January, with a trading range of 0.0112 HRK (High: 0.2278 / Low: 0.2166). On the other end, July was the most stable month, with a tight range of 0.0030 HRK (High: 0.2309 / Low: 0.2279).

January Spread (Volatile) ±0.0112

July Spread (Stable) ±0.0030

Growth Streaks & Declines

Trends

Between February and June, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between January and February, when the average rate fell by 0.0030 points.

Longest Streak 4 Mo.

Sharpest MoM Drop -0.0030

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (August 2018: 0.2329) against the same month in 2017 (average: 0.2686), the exchange rate shifted by -0.0357 (-13.29%).

2018 Avg (August) 0.2329

2017 Avg (August) 0.2686

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.2278	0.2166	0.2220
February	0.2221	0.2155	0.2190
March	0.2212	0.2169	0.2193
April	0.2232	0.2180	0.2200
May	0.2326	0.2226	0.2273
June	0.2317	0.2271	0.2295
July	0.2309	0.2279	0.2295
August	0.2370	0.2290	0.2329
September	0.2335	0.2260	0.2300
October	0.2363	0.2294	0.2318
November	0.2370	0.2316	0.2335
December	0.2340	0.2281	0.2308