2015 ETB to HRK Historical Review

YEARLY HIGH

0.3561 HRK

YEARLY LOW

0.3133 HRK

YEARLY AVERAGE

0.3317 HRK

2015 ETB to HRK Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2015

During 2015, the ETB to HRK exchange rate experienced significant fluctuation. The market reached its absolute peak on March 15, valuing the pair at 0.3561. Conversely, the yearly low was recorded on January 1, dropping to 0.3133.

This high-to-low spread represents a total annual volatility of 0.0428 HRK. From a start-to-finish perspective, comparing the January average rate of 0.3266 to the December average rate of 0.3320, the exchange rate registered a net change of 1.65% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2015 high of 0.3561 was up 13.89% compared to the 2014 peak of 0.3127, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 ETB based on timing:

Yearly Peak High 1,780 HRK

2014 Average 1,462 HRK

Yearly Trough Low 1,566 HRK

Transaction Impact: A difference of 213.94 HRK purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2015.

0.3484

0.3209

JanuMarcMayJulySeptNove

ETB to HRK Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.3344, compared to 0.3289 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0055 points.

H1 Avg (Jan–Jun) 0.3344

H2 Avg (Jul–Dec) 0.3289

Volatility Range Comparison

Volatility

The most volatile month in 2015 was January, with a trading range of 0.0270 HRK (High: 0.3403 / Low: 0.3133). On the other end, February was the most stable month, with a tight range of 0.0040 HRK (High: 0.3361 / Low: 0.3321).

January Spread (Volatile) ±0.0270

February Spread (Stable) ±0.0040

Growth Streaks & Declines

Trends

Between January and March, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between April and May, when the average rate fell by 0.0142 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -0.0142

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (March 2015: 0.3461) against the same month in 2014 (average: 0.2870), the exchange rate shifted by +0.0591 (+20.59%).

2015 Avg (March) 0.3461

2014 Avg (March) 0.2870

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.3403	0.3133	0.3266
February	0.3361	0.3321	0.3341
March	0.3561	0.3364	0.3461
April	0.3496	0.3301	0.3437
May	0.3376	0.3199	0.3295
June	0.3364	0.3225	0.3266
July	0.3383	0.3277	0.3322
August	0.3348	0.3144	0.3261
September	0.3272	0.3184	0.3232
October	0.3304	0.3175	0.3238
November	0.3425	0.3271	0.3363
December	0.3411	0.3283	0.3320