2014 EUR to MAD Historical Review

YEARLY HIGH

11.2766 MAD

YEARLY LOW

10.9607 MAD

YEARLY AVERAGE

11.1630 MAD

2014 EUR to MAD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2014

During 2014, the EUR to MAD exchange rate experienced significant fluctuation. The market reached its absolute peak on May 6, valuing the pair at 11.2766. Conversely, the yearly low was recorded on December 31, dropping to 10.9607.

This high-to-low spread represents a total annual volatility of 0.3159 MAD. From a start-to-finish perspective, comparing the January average rate of 11.2130 to the December average rate of 11.0018, the exchange rate registered a net change of -1.88% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2014 high of 11.2766 was up 0.04% compared to the 2013 peak of 11.2726, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 EUR based on timing:

Yearly Peak High 56,383 MAD

2013 Average 55,827 MAD

Yearly Trough Low 54,803 MAD

Transaction Impact: A difference of 1,579.32 MAD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2014.

11.2681

10.9776

JanuMarcMayJulySeptNove

EUR to MAD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 11.2277, compared to 11.0982 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.1295 points.

H1 Avg (Jan–Jun) 11.2277

H2 Avg (Jul–Dec) 11.0982

Volatility Range Comparison

Volatility

The most volatile month in 2014 was September, with a trading range of 0.0962 MAD (High: 11.1538 / Low: 11.0576). On the other end, June was the most stable month, with a tight range of 0.0345 MAD (High: 11.2332 / Low: 11.1987).

September Spread (Volatile) ±0.0962

June Spread (Stable) ±0.0345

Growth Streaks & Declines

Trends

Between January and March, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between August and September, when the average rate fell by 0.0654 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -0.0654

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (May 2014: 11.2329) against the same month in 2013 (average: 11.1124), the exchange rate shifted by +0.1205 (+1.08%).

2014 Avg (May) 11.2329

2013 Avg (May) 11.1124

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	11.2396	11.1812	11.2130
February	11.2493	11.1927	11.2216
March	11.2660	11.2183	11.2439
April	11.2597	11.2131	11.2360
May	11.2766	11.2027	11.2329
June	11.2332	11.1987	11.2190
July	11.2430	11.1681	11.2091
August	11.1936	11.1305	11.1660
September	11.1538	11.0576	11.1007
October	11.1281	11.0320	11.0765
November	11.0754	10.9950	11.0353
December	11.0411	10.9607	11.0018