2020 EUR to MAD Historical Review

YEARLY HIGH

11.3049 MAD

YEARLY LOW

10.4810 MAD

YEARLY AVERAGE

10.8289 MAD

2020 EUR to MAD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the EUR to MAD exchange rate experienced significant fluctuation. The market reached its absolute peak on December 14, valuing the pair at 11.3049. Conversely, the yearly low was recorded on March 19, dropping to 10.4810.

This high-to-low spread represents a total annual volatility of 0.8240 MAD. From a start-to-finish perspective, comparing the January average rate of 10.6680 to the December average rate of 10.9339, the exchange rate registered a net change of 2.49% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2020 high of 11.3049 was up 3.31% compared to the 2019 peak of 10.9431, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 EUR based on timing:

Yearly Peak High 56,525 MAD

2019 Average 53,838 MAD

Yearly Trough Low 52,405 MAD

Transaction Impact: A difference of 4,119.83 MAD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

11.0580

10.5182

JanuMarcMayJulySeptNove

EUR to MAD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 10.7708, compared to 10.8871 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.1163 points.

H1 Avg (Jan–Jun) 10.7708

H2 Avg (Jul–Dec) 10.8871

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 0.6620 MAD (High: 11.1429 / Low: 10.4810). On the other end, November was the most stable month, with a tight range of 0.1274 MAD (High: 10.8690 / Low: 10.7417).

March Spread (Volatile) ±0.6620

November Spread (Stable) ±0.1274

Growth Streaks & Declines

Trends

Between February and April, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between April and May, when the average rate fell by 0.2474 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -0.2474

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2020: 10.9339) against the same month in 2019 (average: 10.6917), the exchange rate shifted by +0.2422 (+2.27%).

2020 Avg (December) 10.9339

2019 Avg (December) 10.6917

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	10.7862	10.6214	10.6680
February	10.6555	10.5086	10.5632
March	11.1429	10.4810	10.7209
April	11.1869	10.7422	11.0130
May	10.9247	10.6489	10.7656
June	10.9672	10.8075	10.8939
July	11.0907	10.8824	10.9432
August	11.0314	10.8473	10.9226
September	10.9569	10.7935	10.8698
October	10.9178	10.7799	10.8342
November	10.8690	10.7417	10.8190
December	11.3049	10.8530	10.9339