2015 EUR to MAD Historical Review

YEARLY HIGH

11.0541 MAD

YEARLY LOW

10.6165 MAD

YEARLY AVERAGE

10.8169 MAD

2015 EUR to MAD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2015

During 2015, the EUR to MAD exchange rate experienced significant fluctuation. The market reached its absolute peak on August 24, valuing the pair at 11.0541. Conversely, the yearly low was recorded on March 11, dropping to 10.6165.

This high-to-low spread represents a total annual volatility of 0.4377 MAD. From a start-to-finish perspective, comparing the January average rate of 10.8788 to the December average rate of 10.7885, the exchange rate registered a net change of -0.83% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2015 high of 11.0541 was down 1.97% compared to the 2014 peak of 11.2766, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 EUR based on timing:

Yearly Peak High 55,271 MAD

2014 Average 55,813 MAD

Yearly Trough Low 53,082 MAD

Transaction Impact: A difference of 2,188.26 MAD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2015.

10.9206

10.6839

JanuMarcMayJulySeptNove

EUR to MAD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 10.8108, compared to 10.8229 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0121 points.

H1 Avg (Jan–Jun) 10.8108

H2 Avg (Jul–Dec) 10.8229

Volatility Range Comparison

Volatility

The most volatile month in 2015 was August, with a trading range of 0.3043 MAD (High: 11.0541 / Low: 10.7498). On the other end, February was the most stable month, with a tight range of 0.1262 MAD (High: 10.8915 / Low: 10.7652).

August Spread (Volatile) ±0.3043

February Spread (Stable) ±0.1262

Growth Streaks & Declines

Trends

Between March and June, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between October and November, when the average rate fell by 0.1902 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.1902

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (August 2015: 10.8576) against the same month in 2014 (average: 11.1660), the exchange rate shifted by -0.3084 (-2.76%).

2015 Avg (August) 10.8576

2014 Avg (August) 11.1660

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	10.9484	10.7634	10.8788
February	10.8915	10.7652	10.8273
March	10.7867	10.6165	10.7078
April	10.9014	10.6297	10.7249
May	10.9640	10.7343	10.8528
June	10.9482	10.7156	10.8734
July	10.8692	10.7178	10.7932
August	11.0541	10.7498	10.8576
September	10.9848	10.8342	10.9009
October	11.0017	10.7743	10.8938
November	10.8286	10.6429	10.7036
December	10.8417	10.6641	10.7885