2019 EUR to MAD Historical Review

YEARLY HIGH

10.9431 MAD

YEARLY LOW

10.5586 MAD

YEARLY AVERAGE

10.7680 MAD

2019 EUR to MAD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2019

During 2019, the EUR to MAD exchange rate experienced significant fluctuation. The market reached its absolute peak on January 1, valuing the pair at 10.9431. Conversely, the yearly low was recorded on September 8, dropping to 10.5586.

This high-to-low spread represents a total annual volatility of 0.3845 MAD. From a start-to-finish perspective, comparing the January average rate of 10.8851 to the December average rate of 10.6917, the exchange rate registered a net change of -1.78% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2019 high of 10.9431 was down 4.05% compared to the 2018 peak of 11.4049, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 EUR based on timing:

Yearly Peak High 54,715 MAD

2018 Average 55,416 MAD

Yearly Trough Low 52,793 MAD

Transaction Impact: A difference of 1,922.53 MAD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2019.

10.9071

10.6423

JanuMarcMayJulySeptNove

EUR to MAD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 10.8472, compared to 10.6889 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.1582 points.

H1 Avg (Jan–Jun) 10.8472

H2 Avg (Jul–Dec) 10.6889

Volatility Range Comparison

Volatility

The most volatile month in 2019 was September, with a trading range of 0.1929 MAD (High: 10.7515 / Low: 10.5586). On the other end, May was the most stable month, with a tight range of 0.0793 MAD (High: 10.8712 / Low: 10.7919).

September Spread (Volatile) ±0.1929

May Spread (Stable) ±0.0793

Growth Streaks & Declines

Trends

No sustained consecutive month-over-month growth streak of 2+ months occurred in 2019. Conversely, the sharpest month-over-month decline occurred between June and July, when the average rate fell by 0.1009 points.

Longest Streak 1 Mo.

Sharpest MoM Drop -0.1009

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2019: 10.8851) against the same month in 2018 (average: 11.2878), the exchange rate shifted by -0.4027 (-3.57%).

2019 Avg (January) 10.8851

2018 Avg (January) 11.2878

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	10.9431	10.8514	10.8851
February	10.9148	10.7644	10.8287
March	10.9263	10.8118	10.8616
April	10.8845	10.7699	10.8265
May	10.8712	10.7919	10.8253
June	10.9063	10.7433	10.8558
July	10.8602	10.6820	10.7548
August	10.7757	10.5840	10.6780
September	10.7515	10.5586	10.6643
October	10.7357	10.6219	10.6783
November	10.7364	10.6207	10.6663
December	10.7517	10.6362	10.6917