2022 EUR to MAD Historical Review

YEARLY HIGH

11.2168 MAD

YEARLY LOW

10.2422 MAD

YEARLY AVERAGE

10.6820 MAD

2022 EUR to MAD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2022

During 2022, the EUR to MAD exchange rate experienced significant fluctuation. The market reached its absolute peak on November 11, valuing the pair at 11.2168. Conversely, the yearly low was recorded on July 11, dropping to 10.2422.

This high-to-low spread represents a total annual volatility of 0.9745 MAD. From a start-to-finish perspective, comparing the January average rate of 10.5174 to the December average rate of 11.1433, the exchange rate registered a net change of 5.95% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2022 high of 11.2168 was up 2.57% compared to the 2021 peak of 10.9358, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 EUR based on timing:

Yearly Peak High 56,084 MAD

2021 Average 53,163 MAD

Yearly Trough Low 51,211 MAD

Transaction Impact: A difference of 4,872.64 MAD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2022.

11.2144

10.3608

JanuMarcMayJulySeptNove

EUR to MAD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 10.6049, compared to 10.7591 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.1542 points.

H1 Avg (Jan–Jun) 10.6049

H2 Avg (Jul–Dec) 10.7591

Volatility Range Comparison

Volatility

The most volatile month in 2022 was November, with a trading range of 0.4767 MAD (High: 11.2168 / Low: 10.7401). On the other end, January was the most stable month, with a tight range of 0.1364 MAD (High: 10.5999 / Low: 10.4635).

November Spread (Volatile) ±0.4767

January Spread (Stable) ±0.1364

Growth Streaks & Declines

Trends

Between July and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 5 straight months. Conversely, the sharpest month-over-month decline occurred between June and July, when the average rate fell by 0.1246 points.

Longest Streak 5 Mo.

Sharpest MoM Drop -0.1246

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (November 2022: 11.0229) against the same month in 2021 (average: 10.4469), the exchange rate shifted by +0.5760 (+5.51%).

2022 Avg (November) 11.0229

2021 Avg (November) 10.4469

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	10.5999	10.4635	10.5174
February	10.7103	10.5678	10.6480
March	10.9523	10.5915	10.7126
April	10.7441	10.5012	10.6185
May	10.6960	10.4882	10.5766
June	10.6971	10.4165	10.5565
July	10.6581	10.2422	10.4319
August	10.6317	10.4103	10.5325
September	10.8515	10.4446	10.6477
October	10.9222	10.6585	10.7764
November	11.2168	10.7401	11.0229
December	11.2058	11.0574	11.1433