2012 GHS to BAM Historical Review

YEARLY HIGH

0.9321 BAM

YEARLY LOW

0.7778 BAM

YEARLY AVERAGE

0.8245 BAM

2012 GHS to BAM Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2012

During 2012, the GHS to BAM exchange rate experienced significant fluctuation. The market reached its absolute peak on January 5, valuing the pair at 0.9321. Conversely, the yearly low was recorded on December 31, dropping to 0.7778.

This high-to-low spread represents a total annual volatility of 0.1543 BAM. From a start-to-finish perspective, comparing the January average rate of 0.8978 to the December average rate of 0.7872, the exchange rate registered a net change of -12.32% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2012 high of 0.9321 was down 10.75% compared to the 2011 peak of 1.0444, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 GHS based on timing:

Yearly Peak High 4,661 BAM

2011 Average 4,558 BAM

Yearly Trough Low 3,889 BAM

Transaction Impact: A difference of 771.59 BAM purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2012.

0.9089

0.7761

JanuMarcMayJulySeptNove

GHS to BAM Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.8459, compared to 0.8032 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0428 points.

H1 Avg (Jan–Jun) 0.8459

H2 Avg (Jul–Dec) 0.8032

Volatility Range Comparison

Volatility

The most volatile month in 2012 was January, with a trading range of 0.0656 BAM (High: 0.9321 / Low: 0.8665). On the other end, August was the most stable month, with a tight range of 0.0150 BAM (High: 0.8194 / Low: 0.8044).

January Spread (Volatile) ±0.0656

August Spread (Stable) ±0.0150

Growth Streaks & Declines

Trends

Between May and July, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between March and April, when the average rate fell by 0.0293 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -0.0293

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2012: 0.8978) against the same month in 2011 (average: 0.9751), the exchange rate shifted by -0.0773 (-7.92%).

2012 Avg (January) 0.8978

2011 Avg (January) 0.9751

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.9321	0.8665	0.8978
February	0.8913	0.8431	0.8746
March	0.8862	0.8238	0.8526
April	0.8431	0.7974	0.8234
May	0.8386	0.7979	0.8123
June	0.8408	0.7983	0.8147
July	0.8291	0.7994	0.8158
August	0.8194	0.8044	0.8117
September	0.8067	0.7794	0.7972
October	0.8079	0.7925	0.7991
November	0.8200	0.7907	0.8080
December	0.8007	0.7778	0.7872