2013 GHS to BAM Historical Review

YEARLY HIGH

0.7935 BAM

YEARLY LOW

0.5984 BAM

YEARLY AVERAGE

0.7174 BAM

2013 GHS to BAM Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2013

During 2013, the GHS to BAM exchange rate experienced significant fluctuation. The market reached its absolute peak on January 9, valuing the pair at 0.7935. Conversely, the yearly low was recorded on December 30, dropping to 0.5984.

This high-to-low spread represents a total annual volatility of 0.1950 BAM. From a start-to-finish perspective, comparing the January average rate of 0.7743 to the December average rate of 0.6145, the exchange rate registered a net change of -20.65% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2013 high of 0.7935 was down 14.88% compared to the 2012 peak of 0.9321, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 GHS based on timing:

Yearly Peak High 3,967 BAM

2012 Average 4,122 BAM

Yearly Trough Low 2,992 BAM

Transaction Impact: A difference of 975.07 BAM purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2013.

0.7987

0.5977

JanuMarcMayJulySeptNove

GHS to BAM Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.7654, compared to 0.6693 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0961 points.

H1 Avg (Jan–Jun) 0.7654

H2 Avg (Jul–Dec) 0.6693

Volatility Range Comparison

Volatility

The most volatile month in 2013 was July, with a trading range of 0.0449 BAM (High: 0.7521 / Low: 0.7072). On the other end, May was the most stable month, with a tight range of 0.0121 BAM (High: 0.7646 / Low: 0.7525).

July Spread (Volatile) ±0.0449

May Spread (Stable) ±0.0121

Growth Streaks & Declines

Trends

No sustained consecutive month-over-month growth streak of 2+ months occurred in 2013. Conversely, the sharpest month-over-month decline occurred between July and August, when the average rate fell by 0.0341 points.

Longest Streak 1 Mo.

Sharpest MoM Drop -0.0341

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2013: 0.7743) against the same month in 2012 (average: 0.8978), the exchange rate shifted by -0.1235 (-13.75%).

2013 Avg (January) 0.7743

2012 Avg (January) 0.8978

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.7935	0.7591	0.7743
February	0.7790	0.7530	0.7675
March	0.7885	0.7742	0.7819
April	0.7897	0.7574	0.7705
May	0.7646	0.7525	0.7588
June	0.7546	0.7292	0.7395
July	0.7521	0.7072	0.7297
August	0.7128	0.6808	0.6956
September	0.6915	0.6640	0.6753
October	0.6641	0.6433	0.6557
November	0.6564	0.6330	0.6451
December	0.6342	0.5984	0.6145