2015 GHS to BAM Historical Review

YEARLY HIGH

0.5526 BAM

YEARLY LOW

0.3919 BAM

YEARLY AVERAGE

0.4690 BAM

2015 GHS to BAM Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2015

During 2015, the GHS to BAM exchange rate experienced significant fluctuation. The market reached its absolute peak on July 20, valuing the pair at 0.5526. Conversely, the yearly low was recorded on June 21, dropping to 0.3919.

This high-to-low spread represents a total annual volatility of 0.1607 BAM. From a start-to-finish perspective, comparing the January average rate of 0.5159 to the December average rate of 0.4716, the exchange rate registered a net change of -8.58% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2015 high of 0.5526 was down 10.17% compared to the 2014 peak of 0.6152, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 GHS based on timing:

Yearly Peak High 2,763 BAM

2014 Average 2,460 BAM

Yearly Trough Low 1,960 BAM

Transaction Impact: A difference of 803.66 BAM purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2015.

0.5268

0.3956

JanuMarcMayJulySeptNove

GHS to BAM Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.4731, compared to 0.4649 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0082 points.

H1 Avg (Jan–Jun) 0.4731

H2 Avg (Jul–Dec) 0.4649

Volatility Range Comparison

Volatility

The most volatile month in 2015 was July, with a trading range of 0.1483 BAM (High: 0.5526 / Low: 0.4043). On the other end, December was the most stable month, with a tight range of 0.0220 BAM (High: 0.4868 / Low: 0.4648).

July Spread (Volatile) ±0.1483

December Spread (Stable) ±0.0220

Growth Streaks & Declines

Trends

Between August and November, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between July and August, when the average rate fell by 0.0575 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.0575

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (July 2015: 0.4947) against the same month in 2014 (average: 0.4280), the exchange rate shifted by +0.0668 (+15.60%).

2015 Avg (July) 0.4947

2014 Avg (July) 0.4280

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.5313	0.5038	0.5159
February	0.5189	0.4945	0.5034
March	0.5196	0.4718	0.4967
April	0.4849	0.4547	0.4723
May	0.4545	0.4323	0.4435
June	0.4381	0.3919	0.4065
July	0.5526	0.4043	0.4947
August	0.4714	0.3931	0.4373
September	0.4641	0.4280	0.4488
October	0.4709	0.4421	0.4590
November	0.4869	0.4594	0.4777
December	0.4868	0.4648	0.4716