2016 GHS to BAM Historical Review

YEARLY HIGH

0.4751 BAM

YEARLY LOW

0.4233 BAM

YEARLY AVERAGE

0.4480 BAM

2016 GHS to BAM Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2016

During 2016, the GHS to BAM exchange rate experienced significant fluctuation. The market reached its absolute peak on January 5, valuing the pair at 0.4751. Conversely, the yearly low was recorded on December 6, dropping to 0.4233.

This high-to-low spread represents a total annual volatility of 0.0518 BAM. From a start-to-finish perspective, comparing the January average rate of 0.4625 to the December average rate of 0.4383, the exchange rate registered a net change of -5.24% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2016 high of 0.4751 was down 14.03% compared to the 2015 peak of 0.5526, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 GHS based on timing:

Yearly Peak High 2,376 BAM

2015 Average 2,344 BAM

Yearly Trough Low 2,117 BAM

Transaction Impact: A difference of 258.90 BAM purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2016.

0.4649

0.4359

JanuMarcMayJulySeptNove

GHS to BAM Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.4517, compared to 0.4443 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0075 points.

H1 Avg (Jan–Jun) 0.4517

H2 Avg (Jul–Dec) 0.4443

Volatility Range Comparison

Volatility

The most volatile month in 2016 was November, with a trading range of 0.0346 BAM (High: 0.4618 / Low: 0.4272). On the other end, September was the most stable month, with a tight range of 0.0072 BAM (High: 0.4440 / Low: 0.4369).

November Spread (Volatile) ±0.0346

September Spread (Stable) ±0.0072

Growth Streaks & Declines

Trends

Between September and November, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between January and February, when the average rate fell by 0.0185 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -0.0185

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2016: 0.4625) against the same month in 2015 (average: 0.5159), the exchange rate shifted by -0.0534 (-10.34%).

2016 Avg (January) 0.4625

2015 Avg (January) 0.5159

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.4751	0.4507	0.4625
February	0.4619	0.4348	0.4441
March	0.4622	0.4491	0.4554
April	0.4557	0.4444	0.4503
May	0.4573	0.4439	0.4515
June	0.4567	0.4372	0.4465
July	0.4508	0.4434	0.4477
August	0.4468	0.4364	0.4430
September	0.4440	0.4369	0.4409
October	0.4542	0.4381	0.4464
November	0.4618	0.4272	0.4492
December	0.4539	0.4233	0.4383