2019 GHS to BAM Historical Review

YEARLY HIGH

0.3561 BAM

YEARLY LOW

0.1206 BAM

YEARLY AVERAGE

0.3256 BAM

2019 GHS to BAM Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2019

During 2019, the GHS to BAM exchange rate experienced significant fluctuation. The market reached its absolute peak on January 3, valuing the pair at 0.3561. Conversely, the yearly low was recorded on May 19, dropping to 0.1206.

This high-to-low spread represents a total annual volatility of 0.2356 BAM. From a start-to-finish perspective, comparing the January average rate of 0.3494 to the December average rate of 0.3090, the exchange rate registered a net change of -11.57% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2019 high of 0.3561 was down 2.75% compared to the 2018 peak of 0.3662, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 GHS based on timing:

Yearly Peak High 1,781 BAM

2018 Average 1,768 BAM

Yearly Trough Low 603 BAM

Transaction Impact: A difference of 1,177.83 BAM purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2019.

0.3534

0.3049

JanuMarcMayJulySeptNove

GHS to BAM Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.3305, compared to 0.3207 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0099 points.

H1 Avg (Jan–Jun) 0.3305

H2 Avg (Jul–Dec) 0.3207

Volatility Range Comparison

Volatility

The most volatile month in 2019 was May, with a trading range of 0.2198 BAM (High: 0.3403 / Low: 0.1206). On the other end, November was the most stable month, with a tight range of 0.0059 BAM (High: 0.3221 / Low: 0.3162).

May Spread (Volatile) ±0.2198

November Spread (Stable) ±0.0059

Growth Streaks & Declines

Trends

Between June and August, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between January and February, when the average rate fell by 0.0217 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -0.0217

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2019: 0.3494) against the same month in 2018 (average: 0.3534), the exchange rate shifted by -0.0040 (-1.14%).

2019 Avg (January) 0.3494

2018 Avg (January) 0.3534

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.3561	0.3420	0.3494
February	0.3433	0.3132	0.3277
March	0.3393	0.3063	0.3193
April	0.3433	0.3214	0.3361
May	0.3403	0.1206	0.3295
June	0.3258	0.3143	0.3212
July	0.3271	0.3194	0.3235
August	0.3281	0.3214	0.3240
September	0.3302	0.3214	0.3238
October	0.3329	0.3184	0.3246
November	0.3221	0.3162	0.3191
December	0.3164	0.3043	0.3090