YEARLY HIGH
3498.9169 KMF
YEARLY LOW
68.0926 KMF
YEARLY AVERAGE
84.6866 KMF

2020 GHS to KMF Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the GHS to KMF exchange rate experienced significant fluctuation. The market reached its absolute peak on December 15, valuing the pair at 3498.9169. Conversely, the yearly low was recorded on December 7, dropping to 68.0926.

This high-to-low spread represents a total annual volatility of 3430.8242 KMF. From a start-to-finish perspective, comparing the January average rate of 78.4779 to the December average rate of 179.5832, the exchange rate registered a net change of 128.83% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2020 high of 3498.9169 was down 15.52% compared to the 2019 peak of 4141.5196, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 GHS based on timing:

Yearly Peak High 17,494,584 KMF
2019 Average 465,458 KMF
Yearly Trough Low 340,463 KMF
Transaction Impact: A difference of 17,154,121.12 KMF purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

190.4110
60.4774
JanuMarcMayJulySeptNove

GHS to KMF Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 79.0943, compared to 90.2788 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 11.1846 points.

H1 Avg (Jan–Jun) 79.0943
H2 Avg (Jul–Dec) 90.2788

Volatility Range Comparison

Volatility

The most volatile month in 2020 was December, with a trading range of 3430.8242 KMF (High: 3498.9169 / Low: 68.0926). On the other end, October was the most stable month, with a tight range of 1.1542 KMF (High: 72.5625 / Low: 71.4083).

December Spread (Volatile) ±3430.8242
October Spread (Stable) ±1.1542

Growth Streaks & Declines

Trends

No sustained consecutive month-over-month growth streak of 2+ months occurred in 2020. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 3.8653 points.

Longest Streak 1 Mo.
Sharpest MoM Drop -3.8653

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2020: 179.5832) against the same month in 2019 (average: 77.8343), the exchange rate shifted by +101.7489 (+130.73%).

2020 Avg (December) 179.5832
2019 Avg (December) 77.8343

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 80.9341 77.2289 78.4779
February 85.6200 80.9341 83.8731
March 82.9343 77.3591 80.0078
April 79.6191 77.5243 78.4893
May 79.1535 76.7153 78.1574
June 77.0007 74.7506 75.5601
July 75.7699 72.4044 74.4928
August 72.7851 71.3780 72.0289
September 73.1715 71.4549 72.2363
October 72.5625 71.4083 72.0267
November 72.6871 70.3368 71.3052
December 3498.9169 68.0926 179.5832