2026 GHS to KMF Historical Review

YEARLY HIGH

40.2194 KMF

YEARLY LOW

35.8743 KMF

YEARLY AVERAGE

38.1945 KMF

2026 GHS to KMF Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2026

During 2026, the GHS to KMF exchange rate experienced significant fluctuation. The market reached its absolute peak on January 3, valuing the pair at 40.2194. Conversely, the yearly low was recorded on June 5, dropping to 35.8743.

This high-to-low spread represents a total annual volatility of 4.3451 KMF. From a start-to-finish perspective, comparing the January average rate of 39.0372 to the December average rate of 36.6395, the exchange rate registered a net change of -6.14% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2026 high of 40.2194 was down 4.93% compared to the 2025 peak of 42.3039, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 GHS based on timing:

Yearly Peak High 201,097 KMF

2025 Average 176,263 KMF

Yearly Trough Low 179,372 KMF

Transaction Impact: A difference of 21,725.34 KMF purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2026.

39.4921

36.3802

JanuMarcMayJuly

GHS to KMF Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 38.5676, compared to 37.0751 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 1.4925 points.

H1 Avg (Jan–Jun) 38.5676

H2 Avg (Jul–Dec) 37.0751

Volatility Range Comparison

Volatility

The most volatile month in 2026 was June, with a trading range of 3.5513 KMF (High: 39.4256 / Low: 35.8743). On the other end, August was the most stable month, with a tight range of 0.0760 KMF (High: 36.6790 / Low: 36.6029).

June Spread (Volatile) ±3.5513

August Spread (Stable) ±0.0760

Growth Streaks & Declines

Trends

No sustained consecutive month-over-month growth streak of 2+ months occurred in 2026. Conversely, the sharpest month-over-month decline occurred between May and June, when the average rate fell by 1.6008 points.

Longest Streak 1 Mo.

Sharpest MoM Drop -1.6008

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2026: 39.0372) against the same month in 2025 (average: 31.8675), the exchange rate shifted by +7.1697 (+22.50%).

2026 Avg (January) 39.0372

2025 Avg (January) 31.8675

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	40.2194	37.6739	39.0372
February	39.2349	37.6196	38.1568
March	39.6709	38.8402	39.2328
April	38.9109	37.6707	38.1800
May	39.6125	37.5447	39.1999
June	39.4256	35.8743	37.5990
July	38.1868	37.0758	37.5107
August	36.6790	36.6029	36.6395