2012 GHS to LRD Historical Review

YEARLY HIGH

44.3690 LRD

YEARLY LOW

37.5714 LRD

YEARLY AVERAGE

39.9105 LRD

2012 GHS to LRD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2012

During 2012, the GHS to LRD exchange rate experienced significant fluctuation. The market reached its absolute peak on January 5, valuing the pair at 44.3690. Conversely, the yearly low was recorded on August 14, dropping to 37.5714.

This high-to-low spread represents a total annual volatility of 6.7975 LRD. From a start-to-finish perspective, comparing the January average rate of 43.0084 to the December average rate of 38.5463, the exchange rate registered a net change of -10.37% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2012 high of 44.3690 was down 15.90% compared to the 2011 peak of 52.7559, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 GHS based on timing:

Yearly Peak High 221,845 LRD

2011 Average 233,491 LRD

Yearly Trough Low 187,857 LRD

Transaction Impact: A difference of 33,987.59 LRD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2012.

43.7906

37.5398

JanuMarcMayJulySeptNove

GHS to LRD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 41.2770, compared to 38.5440 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 2.7330 points.

H1 Avg (Jan–Jun) 41.2770

H2 Avg (Jul–Dec) 38.5440

Volatility Range Comparison

Volatility

The most volatile month in 2012 was January, with a trading range of 2.7384 LRD (High: 44.3690 / Low: 41.6306). On the other end, July was the most stable month, with a tight range of 0.5565 LRD (High: 38.4472 / Low: 37.8907).

January Spread (Volatile) ±2.7384

July Spread (Stable) ±0.5565

Growth Streaks & Declines

Trends

Between August and November, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between March and April, when the average rate fell by 1.4444 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -1.4444

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2012: 43.0084) against the same month in 2011 (average: 47.6762), the exchange rate shifted by -4.6679 (-9.79%).

2012 Avg (January) 43.0084

2011 Avg (January) 47.6762

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	44.3690	41.6306	43.0084
February	43.8047	42.1818	43.2697
March	43.5602	41.0030	42.2611
April	41.5165	39.7985	40.8167
May	40.2132	38.8253	39.4215
June	39.8981	38.1997	38.8846
July	38.4472	37.8907	38.2170
August	38.5039	37.5714	38.0607
September	39.3057	38.1943	38.6790
October	39.4715	38.1652	38.7396
November	39.4473	38.1355	39.0213
December	38.9524	38.0775	38.5463