2019 GHS to LRD Historical Review

YEARLY HIGH

39.0490 LRD

YEARLY LOW

12.4506 LRD

YEARLY AVERAGE

34.6350 LRD

2019 GHS to LRD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2019

During 2019, the GHS to LRD exchange rate experienced significant fluctuation. The market reached its absolute peak on October 2, valuing the pair at 39.0490. Conversely, the yearly low was recorded on May 19, dropping to 12.4506.

This high-to-low spread represents a total annual volatility of 26.5984 LRD. From a start-to-finish perspective, comparing the January average rate of 32.4692 to the December average rate of 33.1043, the exchange rate registered a net change of 1.96% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2019 high of 39.0490 was up 15.68% compared to the 2018 peak of 33.7564, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 GHS based on timing:

Yearly Peak High 195,245 LRD

2018 Average 153,504 LRD

Yearly Trough Low 62,253 LRD

Transaction Impact: A difference of 132,991.86 LRD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2019.

39.5957

29.0576

JanuMarcMayJulySeptNove

GHS to LRD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 32.4818, compared to 36.7881 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 4.3063 points.

H1 Avg (Jan–Jun) 32.4818

H2 Avg (Jul–Dec) 36.7881

Volatility Range Comparison

Volatility

The most volatile month in 2019 was May, with a trading range of 23.4231 LRD (High: 35.8737 / Low: 12.4506). On the other end, October was the most stable month, with a tight range of 0.6292 LRD (High: 39.0490 / Low: 38.4197).

May Spread (Volatile) ±23.4231

October Spread (Stable) ±0.6292

Growth Streaks & Declines

Trends

Between March and October, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 7 straight months. Conversely, the sharpest month-over-month decline occurred between November and December, when the average rate fell by 3.1567 points.

Longest Streak 7 Mo.

Sharpest MoM Drop -3.1567

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (October 2019: 38.7175) against the same month in 2018 (average: 32.3090), the exchange rate shifted by +6.4085 (+19.84%).

2019 Avg (October) 38.7175

2018 Avg (October) 32.3090

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	32.8675	31.9144	32.4692
February	32.3779	29.2955	30.6297
March	31.9146	28.7129	29.9358
April	33.1363	30.0825	32.0404
May	35.8737	12.4506	33.8567
June	36.2004	35.4234	35.9592
July	37.6448	36.2095	37.1205
August	38.0101	37.1495	37.5354
September	38.6324	37.6705	37.9898
October	39.0490	38.4197	38.7175
November	38.5262	34.4100	36.2609
December	34.2064	32.5977	33.1043