2014 GHS to LRD Historical Review

YEARLY HIGH

35.8566 LRD

YEARLY LOW

23.6025 LRD

YEARLY AVERAGE

29.4088 LRD

2014 GHS to LRD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2014

During 2014, the GHS to LRD exchange rate experienced significant fluctuation. The market reached its absolute peak on January 14, valuing the pair at 35.8566. Conversely, the yearly low was recorded on August 19, dropping to 23.6025.

This high-to-low spread represents a total annual volatility of 12.2541 LRD. From a start-to-finish perspective, comparing the January average rate of 35.1196 to the December average rate of 28.5565, the exchange rate registered a net change of -18.69% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2014 high of 35.8566 was down 8.89% compared to the 2013 peak of 39.3568, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 GHS based on timing:

Yearly Peak High 179,283 LRD

2013 Average 185,924 LRD

Yearly Trough Low 118,013 LRD

Transaction Impact: A difference of 61,270.30 LRD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2014.

36.1097

24.2286

JanuMarcMayJulySeptNove

GHS to LRD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 31.5766, compared to 27.2410 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 4.3356 points.

H1 Avg (Jan–Jun) 31.5766

H2 Avg (Jul–Dec) 27.2410

Volatility Range Comparison

Volatility

The most volatile month in 2014 was September, with a trading range of 3.9610 LRD (High: 28.0346 / Low: 24.0736). On the other end, December was the most stable month, with a tight range of 0.1218 LRD (High: 28.6249 / Low: 28.5031).

September Spread (Volatile) ±3.9610

December Spread (Stable) ±0.1218

Growth Streaks & Declines

Trends

Between August and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 2.5283 points.

Longest Streak 4 Mo.

Sharpest MoM Drop -2.5283

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2014: 35.1196) against the same month in 2013 (average: 38.9144), the exchange rate shifted by -3.7948 (-9.75%).

2014 Avg (January) 35.1196

2013 Avg (January) 38.9144

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	35.8566	34.2633	35.1196
February	35.7112	33.2723	34.3153
March	33.6035	30.4083	31.7870
April	31.8260	30.2580	30.8678
May	30.2517	27.3804	29.1114
June	28.9573	27.2238	28.2585
July	27.7847	26.1971	27.1478
August	27.4299	23.6025	25.2187
September	28.0346	24.0736	25.7121
October	28.6616	28.0157	28.3128
November	28.7104	28.1802	28.4983
December	28.6249	28.5031	28.5565