2013 GHS to LRD Historical Review

YEARLY HIGH

39.3568 LRD

YEARLY LOW

34.0108 LRD

YEARLY AVERAGE

37.1962 LRD

2013 GHS to LRD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2013

During 2013, the GHS to LRD exchange rate experienced significant fluctuation. The market reached its absolute peak on January 10, valuing the pair at 39.3568. Conversely, the yearly low was recorded on December 30, dropping to 34.0108.

This high-to-low spread represents a total annual volatility of 5.3461 LRD. From a start-to-finish perspective, comparing the January average rate of 38.9144 to the December average rate of 34.7623, the exchange rate registered a net change of -10.67% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2013 high of 39.3568 was down 11.30% compared to the 2012 peak of 44.3690, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 GHS based on timing:

Yearly Peak High 196,784 LRD

2012 Average 199,491 LRD

Yearly Trough Low 170,054 LRD

Transaction Impact: A difference of 26,730.37 LRD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2013.

39.3714

34.3433

JanuMarcMayJulySeptNove

GHS to LRD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 38.2797, compared to 36.1128 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 2.1669 points.

H1 Avg (Jan–Jun) 38.2797

H2 Avg (Jul–Dec) 36.1128

Volatility Range Comparison

Volatility

The most volatile month in 2013 was August, with a trading range of 1.9447 LRD (High: 37.5224 / Low: 35.5777). On the other end, February was the most stable month, with a tight range of 0.6120 LRD (High: 39.1781 / Low: 38.5661).

August Spread (Volatile) ±1.9447

February Spread (Stable) ±0.6120

Growth Streaks & Declines

Trends

No sustained consecutive month-over-month growth streak of 2+ months occurred in 2013. Conversely, the sharpest month-over-month decline occurred between November and December, when the average rate fell by 1.0917 points.

Longest Streak 1 Mo.

Sharpest MoM Drop -1.0917

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2013: 38.9144) against the same month in 2012 (average: 43.0084), the exchange rate shifted by -4.0940 (-9.52%).

2013 Avg (January) 38.9144

2012 Avg (January) 43.0084

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	39.3568	37.9298	38.9144
February	39.1781	38.5661	38.9524
March	38.8893	38.0818	38.5039
April	38.6379	37.7611	38.2032
May	38.0948	37.2315	37.6448
June	38.0717	36.7596	37.4594
July	37.3386	35.8337	36.6379
August	37.5224	35.5777	36.6000
September	36.5433	35.5274	36.1945
October	36.9283	36.0787	36.6279
November	36.4982	35.3141	35.8540
December	35.4921	34.0108	34.7623