YEARLY HIGH
19.5490 LRD
YEARLY LOW
12.5175 LRD
YEARLY AVERAGE
15.6296 LRD

2025 GHS to LRD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2025

During 2025, the GHS to LRD exchange rate experienced significant fluctuation. The market reached its absolute peak on June 6, valuing the pair at 19.5490. Conversely, the yearly low was recorded on January 1, dropping to 12.5175.

This high-to-low spread represents a total annual volatility of 7.0315 LRD. From a start-to-finish perspective, comparing the January average rate of 12.7425 to the December average rate of 15.6368, the exchange rate registered a net change of 22.71% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2025 high of 19.5490 was up 23.31% compared to the 2024 peak of 15.8533, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 GHS based on timing:

Yearly Peak High 97,745 LRD
2024 Average 66,707 LRD
Yearly Trough Low 62,588 LRD
Transaction Impact: A difference of 35,157.51 LRD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2025.

20.0785
12.0755
JanuMarcMayJulySeptNove

GHS to LRD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 14.2922, compared to 16.9669 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 2.6747 points.

H1 Avg (Jan–Jun) 14.2922
H2 Avg (Jul–Dec) 16.9669

Volatility Range Comparison

Volatility

The most volatile month in 2025 was May, with a trading range of 5.9508 LRD (High: 18.9832 / Low: 13.0323). On the other end, March was the most stable month, with a tight range of 0.1022 LRD (High: 12.9036 / Low: 12.8014).

May Spread (Volatile) ±5.9508
March Spread (Stable) ±0.1022

Growth Streaks & Declines

Trends

Between January and June, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 5 straight months. Conversely, the sharpest month-over-month decline occurred between August and September, when the average rate fell by 2.6657 points.

Longest Streak 5 Mo.
Sharpest MoM Drop -2.6657

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (June 2025: 19.4116) against the same month in 2024 (average: 12.9020), the exchange rate shifted by +6.5096 (+50.45%).

2025 Avg (June) 19.4116
2024 Avg (June) 12.9020

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 13.0259 12.5175 12.7425
February 13.0066 12.7617 12.8308
March 12.9036 12.8014 12.8680
April 13.8193 12.8938 12.9718
May 18.9832 13.0323 14.9287
June 19.5490 18.9832 19.4116
July 19.3727 19.1299 19.2748
August 19.2427 17.9204 18.6592
September 19.2429 14.4492 15.9935
October 17.1126 14.4619 15.8188
November 16.8603 15.6851 16.4182
December 16.9516 15.3751 15.6368