2012 GHS to NAD Historical Review

YEARLY HIGH

4.9857 NAD

YEARLY LOW

4.1368 NAD

YEARLY AVERAGE

4.4403 NAD

2012 GHS to NAD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2012

During 2012, the GHS to NAD exchange rate experienced significant fluctuation. The market reached its absolute peak on January 5, valuing the pair at 4.9857. Conversely, the yearly low was recorded on August 11, dropping to 4.1368.

This high-to-low spread represents a total annual volatility of 0.8489 NAD. From a start-to-finish perspective, comparing the January average rate of 4.7425 to the December average rate of 4.5509, the exchange rate registered a net change of -4.04% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2012 high of 4.9857 was down 4.84% compared to the 2011 peak of 5.2391, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 GHS based on timing:

Yearly Peak High 24,928 NAD

2011 Average 23,460 NAD

Yearly Trough Low 20,684 NAD

Transaction Impact: A difference of 4,244.56 NAD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2012.

4.7942

4.1743

JanuMarcMayJulySeptNove

GHS to NAD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 4.4461, compared to 4.4346 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0115 points.

H1 Avg (Jan–Jun) 4.4461

H2 Avg (Jul–Dec) 4.4346

Volatility Range Comparison

Volatility

The most volatile month in 2012 was January, with a trading range of 0.4495 NAD (High: 4.9857 / Low: 4.5362). On the other end, September was the most stable month, with a tight range of 0.1465 NAD (High: 4.4277 / Low: 4.2812).

January Spread (Volatile) ±0.4495

September Spread (Stable) ±0.1465

Growth Streaks & Declines

Trends

Between July and November, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between January and February, when the average rate fell by 0.2164 points.

Longest Streak 4 Mo.

Sharpest MoM Drop -0.2164

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2012: 4.7425) against the same month in 2011 (average: 4.6081), the exchange rate shifted by +0.1344 (+2.92%).

2012 Avg (January) 4.7425

2011 Avg (January) 4.6081

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	4.9857	4.5362	4.7425
February	4.6291	4.3733	4.5261
March	4.5410	4.2621	4.3701
April	4.4573	4.1815	4.3304
May	4.5109	4.1677	4.3282
June	4.5642	4.2173	4.3790
July	4.3481	4.1733	4.2259
August	4.3853	4.1368	4.2505
September	4.4277	4.2812	4.3383
October	4.6697	4.3612	4.5825
November	4.7388	4.5872	4.6592
December	4.6628	4.4413	4.5509