2018 GHS to NAD Historical Review

YEARLY HIGH

3.1971 NAD

YEARLY LOW

2.5846 NAD

YEARLY AVERAGE

2.8199 NAD

2018 GHS to NAD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2018

During 2018, the GHS to NAD exchange rate experienced significant fluctuation. The market reached its absolute peak on September 5, valuing the pair at 3.1971. Conversely, the yearly low was recorded on February 24, dropping to 2.5846.

This high-to-low spread represents a total annual volatility of 0.6124 NAD. From a start-to-finish perspective, comparing the January average rate of 2.6837 to the December average rate of 2.8952, the exchange rate registered a net change of 7.88% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2018 high of 3.1971 was down 2.91% compared to the 2017 peak of 3.2928, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 GHS based on timing:

Yearly Peak High 15,985 NAD

2017 Average 15,134 NAD

Yearly Trough Low 12,923 NAD

Transaction Impact: A difference of 3,062.09 NAD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2018.

3.0943

2.6048

JanuMarcMayJulySeptNove

GHS to NAD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 2.7115, compared to 2.9284 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.2169 points.

H1 Avg (Jan–Jun) 2.7115

H2 Avg (Jul–Dec) 2.9284

Volatility Range Comparison

Volatility

The most volatile month in 2018 was September, with a trading range of 0.3281 NAD (High: 3.1971 / Low: 2.8690). On the other end, March was the most stable month, with a tight range of 0.0883 NAD (High: 2.7262 / Low: 2.6379).

September Spread (Volatile) ±0.3281

March Spread (Stable) ±0.0883

Growth Streaks & Declines

Trends

Between February and September, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 7 straight months. Conversely, the sharpest month-over-month decline occurred between October and November, when the average rate fell by 0.0916 points.

Longest Streak 7 Mo.

Sharpest MoM Drop -0.0916

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (September 2018: 3.0535) against the same month in 2017 (average: 2.9705), the exchange rate shifted by +0.0830 (+2.80%).

2018 Avg (September) 3.0535

2017 Avg (September) 2.9705

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	2.7404	2.5923	2.6837
February	2.7376	2.5846	2.6456
March	2.7262	2.6379	2.6748
April	2.7933	2.6767	2.7246
May	2.8137	2.6735	2.7385
June	2.9123	2.6664	2.8017
July	2.8963	2.7401	2.8074
August	3.0476	2.7529	2.9211
September	3.1971	2.8690	3.0535
October	3.0953	2.8919	2.9922
November	2.9987	2.7624	2.9006
December	2.9973	2.7600	2.8952