YEARLY HIGH
1.7529 NAD
YEARLY LOW
1.1655 NAD
YEARLY AVERAGE
1.4440 NAD

2025 GHS to NAD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2025

During 2025, the GHS to NAD exchange rate experienced significant fluctuation. The market reached its absolute peak on June 20, valuing the pair at 1.7529. Conversely, the yearly low was recorded on March 18, dropping to 1.1655.

This high-to-low spread represents a total annual volatility of 0.5874 NAD. From a start-to-finish perspective, comparing the January average rate of 1.2548 to the December average rate of 1.4846, the exchange rate registered a net change of 18.31% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2025 high of 1.7529 was up 10.14% compared to the 2024 peak of 1.5915, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 GHS based on timing:

Yearly Peak High 8,765 NAD
2024 Average 6,403 NAD
Yearly Trough Low 5,828 NAD
Transaction Impact: A difference of 2,936.84 NAD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2025.

1.7911
1.1224
JanuMarcMayJulySeptNove

GHS to NAD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 1.3252, compared to 1.5628 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.2377 points.

H1 Avg (Jan–Jun) 1.3252
H2 Avg (Jul–Dec) 1.5628

Volatility Range Comparison

Volatility

The most volatile month in 2025 was May, with a trading range of 0.5092 NAD (High: 1.6962 / Low: 1.1871). On the other end, March was the most stable month, with a tight range of 0.0383 NAD (High: 1.2038 / Low: 1.1655).

May Spread (Volatile) ±0.5092
March Spread (Stable) ±0.0383

Growth Streaks & Declines

Trends

Between March and June, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between August and September, when the average rate fell by 0.1593 points.

Longest Streak 3 Mo.
Sharpest MoM Drop -0.1593

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (June 2025: 1.7354) against the same month in 2024 (average: 1.2253), the exchange rate shifted by +0.5101 (+41.64%).

2025 Avg (June) 1.7354
2024 Avg (June) 1.2253

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 1.2928 1.2085 1.2548
February 1.2246 1.1814 1.1953
March 1.2038 1.1655 1.1782
April 1.2876 1.1857 1.2272
May 1.6962 1.1871 1.3602
June 1.7529 1.6962 1.7354
July 1.7190 1.6781 1.7034
August 1.7403 1.5792 1.6451
September 1.6937 1.3923 1.4858
October 1.6213 1.3672 1.4953
November 1.5958 1.5108 1.5628
December 1.5764 1.4529 1.4846