2019 GHS to NAD Historical Review

YEARLY HIGH

2.9695 NAD

YEARLY LOW

2.4603 NAD

YEARLY AVERAGE

2.6951 NAD

2019 GHS to NAD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2019

During 2019, the GHS to NAD exchange rate experienced significant fluctuation. The market reached its absolute peak on January 4, valuing the pair at 2.9695. Conversely, the yearly low was recorded on December 31, dropping to 2.4603.

This high-to-low spread represents a total annual volatility of 0.5092 NAD. From a start-to-finish perspective, comparing the January average rate of 2.8343 to the December average rate of 2.5295, the exchange rate registered a net change of -10.75% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2019 high of 2.9695 was down 7.12% compared to the 2018 peak of 3.1971, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 GHS based on timing:

Yearly Peak High 14,848 NAD

2018 Average 14,104 NAD

Yearly Trough Low 12,302 NAD

Transaction Impact: A difference of 2,546.06 NAD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2019.

2.8647

2.4990

JanuMarcMayJulySeptNove

GHS to NAD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 2.7184, compared to 2.6718 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0466 points.

H1 Avg (Jan–Jun) 2.7184

H2 Avg (Jul–Dec) 2.6718

Volatility Range Comparison

Volatility

The most volatile month in 2019 was March, with a trading range of 0.3081 NAD (High: 2.8221 / Low: 2.5140). On the other end, July was the most stable month, with a tight range of 0.0740 NAD (High: 2.6441 / Low: 2.5701).

March Spread (Volatile) ±0.3081

July Spread (Stable) ±0.0740

Growth Streaks & Declines

Trends

Between February and May, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between January and February, when the average rate fell by 0.2139 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.2139

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2019: 2.8343) against the same month in 2018 (average: 2.6837), the exchange rate shifted by +0.1505 (+5.61%).

2019 Avg (January) 2.8343

2018 Avg (January) 2.6837

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	2.9695	2.6811	2.8343
February	2.6919	2.5452	2.6203
March	2.8221	2.5140	2.6525
April	2.8160	2.6339	2.7362
May	2.8053	2.5398	2.7647
June	2.8049	2.6019	2.7022
July	2.6441	2.5701	2.6019
August	2.8477	2.6395	2.7871
September	2.7994	2.6684	2.7095
October	2.8417	2.6404	2.7334
November	2.7522	2.6055	2.6690
December	2.6149	2.4603	2.5295