YEARLY HIGH
5.1058 NAD
YEARLY LOW
4.3895 NAD
YEARLY AVERAGE
4.6744 NAD

2013 GHS to NAD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2013

During 2013, the GHS to NAD exchange rate experienced significant fluctuation. The market reached its absolute peak on June 11, valuing the pair at 5.1058. Conversely, the yearly low was recorded on December 24, dropping to 4.3895.

This high-to-low spread represents a total annual volatility of 0.7163 NAD. From a start-to-finish perspective, comparing the January average rate of 4.6097 to the December average rate of 4.4603, the exchange rate registered a net change of -3.24% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2013 high of 5.1058 was up 2.41% compared to the 2012 peak of 4.9857, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 GHS based on timing:

Yearly Peak High 25,529 NAD
2012 Average 22,200 NAD
Yearly Trough Low 21,948 NAD
Transaction Impact: A difference of 3,581.64 NAD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2013.

5.0395
4.4077
JanuMarcMayJulySeptNove

GHS to NAD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 4.7280, compared to 4.6208 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.1072 points.

H1 Avg (Jan–Jun) 4.7280
H2 Avg (Jul–Dec) 4.6208

Volatility Range Comparison

Volatility

The most volatile month in 2013 was May, with a trading range of 0.4813 NAD (High: 5.0152 / Low: 4.5339). On the other end, March was the most stable month, with a tight range of 0.0923 NAD (High: 4.7960 / Low: 4.7037).

May Spread (Volatile) ±0.4813
March Spread (Stable) ±0.0923

Growth Streaks & Declines

Trends

Between January and March, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between August and September, when the average rate fell by 0.1602 points.

Longest Streak 2 Mo.
Sharpest MoM Drop -0.1602

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (June 2013: 4.9868) against the same month in 2012 (average: 4.3790), the exchange rate shifted by +0.6078 (+13.88%).

2013 Avg (June) 4.9868
2012 Avg (June) 4.3790

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 4.7552 4.4386 4.6097
February 4.7054 4.6082 4.6584
March 4.7960 4.7037 4.7573
April 4.7658 4.5718 4.6683
May 5.0152 4.5339 4.6877
June 5.1058 4.9034 4.9868
July 5.0305 4.6831 4.8404
August 4.8361 4.7068 4.7617
September 4.8058 4.4490 4.6015
October 4.6197 4.4579 4.5253
November 4.6475 4.4397 4.5355
December 4.5511 4.3895 4.4603