2012 GHS to NGN Historical Review

YEARLY HIGH

99.0332 NGN

YEARLY LOW

80.7606 NGN

YEARLY AVERAGE

86.0089 NGN

2012 GHS to NGN Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2012

During 2012, the GHS to NGN exchange rate experienced significant fluctuation. The market reached its absolute peak on January 2, valuing the pair at 99.0332. Conversely, the yearly low was recorded on August 16, dropping to 80.7606.

This high-to-low spread represents a total annual volatility of 18.2726 NGN. From a start-to-finish perspective, comparing the January average rate of 95.4642 to the December average rate of 82.8778, the exchange rate registered a net change of -13.18% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2012 high of 99.0332 was down 11.51% compared to the 2011 peak of 111.9157, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 GHS based on timing:

Yearly Peak High 495,166 NGN

2011 Average 504,830 NGN

Yearly Trough Low 403,803 NGN

Transaction Impact: A difference of 91,362.80 NGN purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2012.

96.8500

80.2210

JanuMarcMayJulySeptNove

GHS to NGN Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 89.2800, compared to 82.7377 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 6.5423 points.

H1 Avg (Jan–Jun) 89.2800

H2 Avg (Jul–Dec) 82.7377

Volatility Range Comparison

Volatility

The most volatile month in 2012 was January, with a trading range of 6.7795 NGN (High: 99.0332 / Low: 92.2537). On the other end, October was the most stable month, with a tight range of 1.3889 NGN (High: 83.8078 / Low: 82.4189).

January Spread (Volatile) ±6.7795

October Spread (Stable) ±1.3889

Growth Streaks & Declines

Trends

Between August and November, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between March and April, when the average rate fell by 3.5390 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -3.5390

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2012: 95.4642) against the same month in 2011 (average: 101.5237), the exchange rate shifted by -6.0595 (-5.97%).

2012 Avg (January) 95.4642

2011 Avg (January) 101.5237

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	99.0332	92.2537	95.4642
February	95.8158	90.7677	93.6690
March	93.7285	88.3927	90.6754
April	88.8475	84.9171	87.1364
May	85.1789	82.9193	84.0943
June	85.5576	83.5935	84.6410
July	84.1924	81.1774	82.6490
August	82.8018	80.7606	81.6068
September	83.7250	81.7404	82.6065
October	83.8078	82.4189	83.2865
November	84.2933	82.5190	83.3997
December	83.3587	81.9145	82.8778