2015 GHS to NGN Historical Review

YEARLY HIGH

60.9881 NGN

YEARLY LOW

45.0945 NGN

YEARLY AVERAGE

52.6230 NGN

2015 GHS to NGN Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2015

During 2015, the GHS to NGN exchange rate experienced significant fluctuation. The market reached its absolute peak on July 21, valuing the pair at 60.9881. Conversely, the yearly low was recorded on June 24, dropping to 45.0945.

This high-to-low spread represents a total annual volatility of 15.8935 NGN. From a start-to-finish perspective, comparing the January average rate of 57.0456 to the December average rate of 52.2854, the exchange rate registered a net change of -8.34% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2015 high of 60.9881 was down 10.37% compared to the 2014 peak of 68.0430, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 GHS based on timing:

Yearly Peak High 304,940 NGN

2014 Average 275,912 NGN

Yearly Trough Low 225,473 NGN

Transaction Impact: A difference of 79,467.73 NGN purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2015.

59.0798

45.2248

JanuMarcMayJulySeptNove

GHS to NGN Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 53.0809, compared to 52.1651 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.9158 points.

H1 Avg (Jan–Jun) 53.0809

H2 Avg (Jul–Dec) 52.1651

Volatility Range Comparison

Volatility

The most volatile month in 2015 was July, with a trading range of 15.3916 NGN (High: 60.9881 / Low: 45.5965). On the other end, April was the most stable month, with a tight range of 0.5986 NGN (High: 52.2151 / Low: 51.6165).

July Spread (Volatile) ±15.3916

April Spread (Stable) ±0.5986

Growth Streaks & Declines

Trends

Between August and October, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between July and August, when the average rate fell by 5.8486 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -5.8486

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (July 2015: 55.3426) against the same month in 2014 (average: 48.0750), the exchange rate shifted by +7.2676 (+15.12%).

2015 Avg (July) 55.3426

2014 Avg (July) 48.0750

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	58.0633	55.6457	57.0456
February	60.0396	56.4068	57.9252
March	57.7289	52.3423	54.8487
April	52.2151	51.6165	51.9156
May	51.6107	49.0561	50.3709
June	48.7154	45.0945	46.3794
July	60.9881	45.5965	55.3426
August	52.6521	46.0014	49.4939
September	52.8645	49.3295	51.3160
October	53.6677	51.0343	52.4165
November	52.5280	51.4554	52.1360
December	52.6994	51.9258	52.2854