YEARLY HIGH
129.8586 NGN
YEARLY LOW
71.6595 NGN
YEARLY AVERAGE
101.3584 NGN

2024 GHS to NGN Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2024

During 2024, the GHS to NGN exchange rate experienced significant fluctuation. The market reached its absolute peak on February 23, valuing the pair at 129.8586. Conversely, the yearly low was recorded on January 17, dropping to 71.6595.

This high-to-low spread represents a total annual volatility of 58.1991 NGN. From a start-to-finish perspective, comparing the January average rate of 75.7025 to the December average rate of 106.2765, the exchange rate registered a net change of 40.39% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2024 high of 129.8586 was up 73.29% compared to the 2023 peak of 74.9354, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 GHS based on timing:

Yearly Peak High 649,293 NGN
2023 Average 272,533 NGN
Yearly Trough Low 358,298 NGN
Transaction Impact: A difference of 290,995.26 NGN purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2024.

122.4803
71.4500
JanuMarcMayJulySeptNove

GHS to NGN Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 99.7201, compared to 102.9966 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 3.2765 points.

H1 Avg (Jan–Jun) 99.7201
H2 Avg (Jul–Dec) 102.9966

Volatility Range Comparison

Volatility

The most volatile month in 2024 was February, with a trading range of 57.3938 NGN (High: 129.8586 / Low: 72.4648). On the other end, September was the most stable month, with a tight range of 4.2960 NGN (High: 105.8656 / Low: 101.5696).

February Spread (Volatile) ±57.3938
September Spread (Stable) ±4.2960

Growth Streaks & Declines

Trends

Between January and March, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between March and April, when the average rate fell by 23.0942 points.

Longest Streak 2 Mo.
Sharpest MoM Drop -23.0942

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (February 2024: 110.3290) against the same month in 2023 (average: 36.8880), the exchange rate shifted by +73.4410 (+199.09%).

2024 Avg (February) 110.3290
2023 Avg (February) 36.8880

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 80.0712 71.6595 75.7025
February 129.8586 72.4648 110.3290
March 125.0001 105.5399 118.2278
April 107.2726 89.3333 95.1335
May 106.1541 89.4366 99.7454
June 100.8880 92.1458 99.1827
July 107.1118 90.9967 98.5499
August 106.8489 100.6550 102.3397
September 105.8656 101.5696 104.0596
October 105.6373 100.9696 102.3058
November 109.6339 100.4718 104.4482
December 109.6875 105.2861 106.2765