YEARLY HIGH
154.5957 NGN
YEARLY LOW
96.5645 NGN
YEARLY AVERAGE
123.1489 NGN

2025 GHS to NGN Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2025

During 2025, the GHS to NGN exchange rate experienced significant fluctuation. The market reached its absolute peak on June 3, valuing the pair at 154.5957. Conversely, the yearly low was recorded on February 8, dropping to 96.5645.

This high-to-low spread represents a total annual volatility of 58.0312 NGN. From a start-to-finish perspective, comparing the January average rate of 103.8945 to the December average rate of 128.1845, the exchange rate registered a net change of 23.38% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2025 high of 154.5957 was up 19.05% compared to the 2024 peak of 129.8586, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 GHS based on timing:

Yearly Peak High 772,979 NGN
2024 Average 506,582 NGN
Yearly Trough Low 482,823 NGN
Transaction Impact: A difference of 290,155.95 NGN purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2025.

156.1675
93.3225
JanuMarcMayJulySeptNove

GHS to NGN Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 112.4109, compared to 133.8869 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 21.4761 points.

H1 Avg (Jan–Jun) 112.4109
H2 Avg (Jul–Dec) 133.8869

Volatility Range Comparison

Volatility

The most volatile month in 2025 was May, with a trading range of 46.0904 NGN (High: 150.8396 / Low: 104.7492). On the other end, July was the most stable month, with a tight range of 2.5048 NGN (High: 148.2475 / Low: 145.7427).

May Spread (Volatile) ±46.0904
July Spread (Stable) ±2.5048

Growth Streaks & Declines

Trends

Between March and June, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between August and September, when the average rate fell by 14.2137 points.

Longest Streak 3 Mo.
Sharpest MoM Drop -14.2137

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (June 2025: 150.9305) against the same month in 2024 (average: 99.1827), the exchange rate shifted by +51.7478 (+52.17%).

2025 Avg (June) 150.9305
2024 Avg (June) 99.1827

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 105.3828 101.0193 103.8945
February 109.7522 96.5645 98.9832
March 100.3102 96.7176 98.5596
April 111.0388 96.7078 102.6715
May 150.8396 104.7492 119.4260
June 154.5957 148.5648 150.9305
July 148.2475 145.7427 146.9772
August 146.0933 137.1508 142.3068
September 146.6371 119.6655 128.0931
October 136.9325 116.2765 126.7002
November 133.0390 127.7262 131.0600
December 137.6271 126.1707 128.1845