2013 GHS to NGN Historical Review

YEARLY HIGH

82.9003 NGN

YEARLY LOW

67.7615 NGN

YEARLY AVERAGE

77.4162 NGN

2013 GHS to NGN Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2013

During 2013, the GHS to NGN exchange rate experienced significant fluctuation. The market reached its absolute peak on February 18, valuing the pair at 82.9003. Conversely, the yearly low was recorded on December 31, dropping to 67.7615.

This high-to-low spread represents a total annual volatility of 15.1388 NGN. From a start-to-finish perspective, comparing the January average rate of 82.4424 to the December average rate of 68.4594, the exchange rate registered a net change of -16.96% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2013 high of 82.9003 was down 16.29% compared to the 2012 peak of 99.0332, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 GHS based on timing:

Yearly Peak High 414,501 NGN

2012 Average 429,921 NGN

Yearly Trough Low 338,807 NGN

Transaction Impact: A difference of 75,694.00 NGN purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2013.

83.9084

67.0549

JanuMarcMayJulySeptNove

GHS to NGN Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 81.2311, compared to 73.6013 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 7.6298 points.

H1 Avg (Jan–Jun) 81.2311

H2 Avg (Jul–Dec) 73.6013

Volatility Range Comparison

Volatility

The most volatile month in 2013 was July, with a trading range of 2.8830 NGN (High: 79.8944 / Low: 77.0114). On the other end, February was the most stable month, with a tight range of 0.7744 NGN (High: 82.9003 / Low: 82.1258).

July Spread (Volatile) ±2.8830

February Spread (Stable) ±0.7744

Growth Streaks & Declines

Trends

No sustained consecutive month-over-month growth streak of 2+ months occurred in 2013. Conversely, the sharpest month-over-month decline occurred between October and November, when the average rate fell by 2.4706 points.

Longest Streak 1 Mo.

Sharpest MoM Drop -2.4706

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (February 2013: 82.5039) against the same month in 2012 (average: 93.6690), the exchange rate shifted by -11.1650 (-11.92%).

2013 Avg (February) 82.5039

2012 Avg (February) 93.6690

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	82.8993	81.9617	82.4424
February	82.9003	82.1258	82.5039
March	82.7244	81.5174	82.0338
April	81.9497	80.3373	81.1181
May	80.7091	79.0654	79.5217
June	80.7430	79.2507	79.7666
July	79.8944	77.0114	78.5853
August	77.2666	75.0842	76.1984
September	75.9578	73.5043	74.6421
October	74.1284	71.8480	73.0967
November	71.6549	69.6116	70.6261
December	69.6505	67.7615	68.4594